NAAS (Naas Technology) Effective Interest Rate on Debt %: 4.12% (As of Dec. 2025)


NAAS Naas Technology Inc NAAS
46 GF Score
Price $3.05
GF Value $7.41
Valuation Possible Value Trap
! 7 Warning Signs
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What is Naas Technology Effective Interest Rate on Debt %?

Naas Technology NAAS +2.35% 46 Effective Interest Rate on Debt % is 4.12% as of Dec. 2025. GuruFocus rates NAAS with a GF Score™ of 46/100 and a GF Value™ of $7.41 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Naas Technology's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $4.14 Mil. Naas Technology's average total debt for the quarter that ended in Dec. 2025 was $100.46 Mil. Therefore, Naas Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.12%.


Naas Technology  (NAS:NAAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Naas Technology Effective Interest Rate on Debt % Related Terms


Naas Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Naas Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naas Technology Effective Interest Rate on Debt % Chart

Naas Technology Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.80 3.79 3.96 3.57 4.02

Naas Technology Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 3.78 4.19 2.67 3.78 4.12

NAAS vs PTLE, SPWH, NPT: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Naas Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naas Technology Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Naas Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Naas Technology's Effective Interest Rate on Debt % falls into.


NAAS
46GF Score
Naas Technology Inc NAAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Naas Technology Effective Interest Rate on Debt % Calculation

Naas Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.624/( (146.981+83.103)/ 2 )
=-1  *  -4.624/115.042
=4.02 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.467 + 139.514
=146.981

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.654 + 71.449
=83.103

Naas Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -4.14/( (117.817+83.103)/ 2 )
=-1  *  -4.14/100.46
=4.12 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.942 + 104.875
=117.817

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.654 + 71.449
=83.103

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.12% mean?
Naas Technology (NAAS) has a Effective Interest Rate on Debt % of 4.12% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naas Technology and its competitors.
Is Naas Technology's Effective Interest Rate on Debt % too high?
Naas Technology's current Effective Interest Rate on Debt % is 4.12%. Overall, Naas Technology has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Naas Technology's Effective Interest Rate on Debt % compare to PTLE and SPWH?
Naas Technology's Effective Interest Rate on Debt % of 4.12% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naas Technology and its competitors. Naas Technology's current Effective Interest Rate on Debt % is 4.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naas Technology stock overvalued right now?
Based on GuruFocus' analysis, Naas Technology (NAAS) is currently considered Possible Value Trap. The stock's GF Value™ is $7.41, compared to a current price of $3.05 — trading 58.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.12%. Naas Technology's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Naas Technology (NAAS), the current Effective Interest Rate on Debt % is 4.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naas Technology (NAAS) Overvalued in 2026?

Based on GuruFocus' analysis, Naas Technology stock appears to be undervalued. The current stock price of $3.05 is trading 58.8% below its estimated GF Value™ of $7.41. GuruFocus considers Naas Technology to be Possible Value Trap.

Key valuation signals for NAAS:

  • Effective Interest Rate on Debt %: 4.12%
  • GF Value™: $7.41 vs. price of $3.05 (58.8% below fair value)
  • GF Score™: 46/100 with 7 warning signs

No single metric tells the full story. See the NAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naas Technology Business Description

Address No.1 Yaojiayuan South Road, Newlink Center, Area G, Building 7, Huitong Times Square, Chaoyang District, Beijing, CHN, 100024
Naas Technology Inc is an electric vehicle charging service provider in China, whose vision is to power the world with carbon-neutral energy. It offers an integrated set of online solutions to charging station operators, a wide range of offline services that simplify the daily operations of charging station operators, and non-charging services such as food and beverage services to station operators.
46GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$7.41
GF Value