NAMI (Jinxin Technology Holding Co) Effective Interest Rate on Debt %: 0.47% (As of Dec. 2025)

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NAMI Jinxin Technology Holding Co NAMI
18 GF Score
Price $3.26
! 5 Warning Signs
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What is Jinxin Technology Holding Co Effective Interest Rate on Debt %?

Jinxin Technology Holding Co NAMI -1.96% 18 Effective Interest Rate on Debt % is 0.47% as of Dec. 2025. GuruFocus rates NAMI with a GF Score™ of 18/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jinxin Technology Holding Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.01 Mil. Jinxin Technology Holding Co's average total debt for the quarter that ended in Dec. 2025 was $1.69 Mil. Therefore, Jinxin Technology Holding Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.47%.


Jinxin Technology Holding Co  (NAS:NAMI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jinxin Technology Holding Co Effective Interest Rate on Debt % Related Terms


Jinxin Technology Holding Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Jinxin Technology Holding Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jinxin Technology Holding Co Effective Interest Rate on Debt % Chart

Jinxin Technology Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
6.62 2.88 0.00 0.00 0.28

Jinxin Technology Holding Co Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial -5.08 0.00 0.00 0.00 0.47

NAMI vs CHAI, GITS, LCFY: Effective Interest Rate on Debt % Comparison

For the Internet Content & Information subindustry, Jinxin Technology Holding Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jinxin Technology Holding Co Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Jinxin Technology Holding Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jinxin Technology Holding Co's Effective Interest Rate on Debt % falls into.


NAMI
18GF Score
Jinxin Technology Holding Co NAMI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jinxin Technology Holding Co Effective Interest Rate on Debt % Calculation

Jinxin Technology Holding Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.005/( (0.757+2.856)/ 2 )
=-1  *  -0.005/1.8065
=0.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.394 + 0.363
=0.757

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.261 + 2.595
=2.856

Jinxin Technology Holding Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.008/( (0.522+2.856)/ 2 )
=-1  *  -0.008/1.689
=0.47 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.225 + 0.297
=0.522

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.261 + 2.595
=2.856

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.47% mean?
Jinxin Technology Holding Co (NAMI) has a Effective Interest Rate on Debt % of 0.47% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jinxin Technology Holding Co and its competitors.
Is Jinxin Technology Holding Co's Effective Interest Rate on Debt % too high?
Jinxin Technology Holding Co's current Effective Interest Rate on Debt % is 0.47%. Overall, Jinxin Technology Holding Co has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Jinxin Technology Holding Co's Effective Interest Rate on Debt % compare to CHAI and GITS?
Jinxin Technology Holding Co's Effective Interest Rate on Debt % of 0.47% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jinxin Technology Holding Co and its competitors. Jinxin Technology Holding Co's current Effective Interest Rate on Debt % is 0.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jinxin Technology Holding Co stock overvalued right now?
Jinxin Technology Holding Co (NAMI) has a current Effective Interest Rate on Debt % of 0.47%. The current Effective Interest Rate on Debt % is 0.47%. Jinxin Technology Holding Co's overall GF Score™ is 18/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jinxin Technology Holding Co (NAMI), the current Effective Interest Rate on Debt % is 0.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jinxin Technology Holding Co Business Description

Address Shengxia Road 666, floor 8, Building D, Shengyin Building, Pudong District, Shanghai, CHN, 201203
Jinxin Technology Holding Co is a company which operates through its subsidiaries are principally engaged in provision of digital textbook subscription services in the Peoples Republic of China. The company generates revenue by selling its content to hardware manufacturers in China whereby are allowed to install the companies digital educational content on the manufacturers devices for sale to end users.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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