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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NCC Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3.2 Mil. NCC Group's average total debt for the quarter that ended in Mar. 2026 was $54.7 Mil. Therefore, NCC Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.85%.
NCC Group (OTCPK:NCCGF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
NCC Group Effective Interest Rate on Debt % Related Terms
NCC Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for NCC Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCCGF vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison
For the Software - Infrastructure subindustry, NCC Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCC Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, NCC Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where NCC Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.85% mean?
NCC Group (NCCGF) has a Effective Interest Rate on Debt % of 5.85% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NCC Group and its competitors.
Is NCC Group's Effective Interest Rate on Debt % too high?
NCC Group's current Effective Interest Rate on Debt % is 5.85%. Overall, NCC Group has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NCC Group's Effective Interest Rate on Debt % compare to MSFT and ORCL?
NCC Group's Effective Interest Rate on Debt % of 5.85% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NCC Group and its competitors. NCC Group's current Effective Interest Rate on Debt % is 5.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCC Group stock overvalued right now?
Based on GuruFocus' analysis, NCC Group (NCCGF) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.01, compared to a current price of $1.79 — trading 10.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.85%. NCC Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NCC Group (NCCGF), the current Effective Interest Rate on Debt % is 5.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCC Group (NCCGF) Overvalued in 2026?
Based on GuruFocus' analysis, NCC Group stock appears to be undervalued.
The current stock price of $1.79 is trading 10.9% below its estimated GF Value™ of $2.01.
GuruFocus considers NCC Group to be Modestly Undervalued.
Key valuation signals for NCCGF:
Effective Interest Rate on Debt %: 5.85%
GF Value™: $2.01 vs. price of $1.79 (10.9% below fair value)
No single metric tells the full story. See the NCCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCC Group PLC is a holding company. The provision of independent advice and services to customers through the provision of software resilience and Cyber Security services. The Group reports its business segment: the Cyber Security division. The reporting segments provide distinct types of service, and within the reporting segments, the operating segment provide a homogeneous group of services. The company operates in the UK, North America, APAC, and Europe, and the majority of revenue comes from the UK.
65GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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