Northern California National Bank (Northern California National Bank) Effective Interest Rate on Debt % : 0.00% (As of . 20)

View and export this data going back to 2007. Start your Free Trial

What is Northern California National Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Northern California National Bank's annualized positive value of Interest Expense for the quarter that ended in . 20 was $ Mil. Northern California National Bank's average total debt for the quarter that ended in . 20 was $ Mil. Therefore, Northern California National Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Northern California National Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for Northern California National Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northern California National Bank Effective Interest Rate on Debt % Chart

Northern California National Bank Annual Data

Trend

Effective Interest Rate on Debt %

Northern California National Bank Quarterly Data

Effective Interest Rate on Debt %

Competitive Comparison of Northern California National Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Northern California National Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Northern California National Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northern California National Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Northern California National Bank's Effective Interest Rate on Debt % falls into.

Northern California National Bank Effective Interest Rate on Debt % Calculation

Northern California National Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: . 20 )	+	Total Debt (A: . 20 ))	/ count )
=	-1 *	/	( (	+	)	/ )
=	-1 *	/
=	%

where

	Total Debt (A: . 20 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=		+
=

	Total Debt (A: . 20 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=		+
=

Northern California National Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: . 20 )	+	Total Debt (Q: . 20 ))	/ count )
=	-1 *	/	( (	+	)	/ )
=	-1 *	/
=	%

where

	Total Debt (Q: . 20 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=		+
=

	Total Debt (Q: . 20 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=		+
=

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Northern California National Bank (OTCPK:NCNB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Northern California National Bank Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Northern California National Bank's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

Northern California National Bank (Northern California National Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Northern California National Bank (OTCPK:NCNB) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

N/A

Address

1717 Mangrove Avenue, Suite 100, Chico, CA, USA, 95926

Website

http://www.norcalbank.com

Northern California National Bank provides financial products such as business and personal credit and loans, deposit accounts and certificates of deposit. It offers services to small to medium businesses, agricultural operators, business professionals, and individuals.