NCT (Intercont (Cayman)) Effective Interest Rate on Debt %: 14.49% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NCT Intercont (Cayman) Ltd NCT
21 GF Score
Price $0.40
! 3 Warning Signs
View Full Analysis

What is Intercont (Cayman) Effective Interest Rate on Debt %?

Intercont (Cayman) NCT -25.43% 21 Effective Interest Rate on Debt % is 14.49% as of Dec. 2025. GuruFocus rates NCT with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Intercont (Cayman)'s annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.38 Mil. Intercont (Cayman)'s average total debt for the quarter that ended in Dec. 2025 was $16.45 Mil. Therefore, Intercont (Cayman)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 14.49%.


Intercont (Cayman)  (NAS:NCT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Intercont (Cayman) Effective Interest Rate on Debt % Related Terms


Intercont (Cayman) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Intercont (Cayman)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intercont (Cayman) Effective Interest Rate on Debt % Chart

Intercont (Cayman) Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
4.08 7.84 8.74 8.56

Intercont (Cayman) Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 7.93 9.53 9.82 7.09 14.49

NCT vs EHLD, USEA, HTCO: Effective Interest Rate on Debt % Comparison

For the Marine Shipping subindustry, Intercont (Cayman)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intercont (Cayman) Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Intercont (Cayman)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Intercont (Cayman)'s Effective Interest Rate on Debt % falls into.


NCT
21GF Score
Intercont (Cayman) Ltd NCT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intercont (Cayman) Effective Interest Rate on Debt % Calculation

Intercont (Cayman)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -1.912/( (26.31+18.362)/ 2 )
=-1  *  -1.912/22.336
=8.56 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.371 + 7.939
=26.31

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.93 + 6.432
=18.362

Intercont (Cayman)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.384/( (18.362+14.534)/ 2 )
=-1  *  -2.384/16.448
=14.49 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.93 + 6.432
=18.362

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.809 + 4.725
=14.534

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.49% mean?
Intercont (Cayman) (NCT) has a Effective Interest Rate on Debt % of 14.49% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intercont (Cayman) and its competitors.
Is Intercont (Cayman)'s Effective Interest Rate on Debt % too high?
Intercont (Cayman)'s current Effective Interest Rate on Debt % is 14.49%. Overall, Intercont (Cayman) has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Intercont (Cayman)'s Effective Interest Rate on Debt % compare to EHLD and USEA?
Intercont (Cayman)'s Effective Interest Rate on Debt % of 14.49% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intercont (Cayman) and its competitors. Intercont (Cayman)'s current Effective Interest Rate on Debt % is 14.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercont (Cayman) stock overvalued right now?
Intercont (Cayman) (NCT) has a current Effective Interest Rate on Debt % of 14.49%. The current Effective Interest Rate on Debt % is 14.49%. Intercont (Cayman)'s overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Intercont (Cayman) (NCT), the current Effective Interest Rate on Debt % is 14.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Intercont (Cayman) Business Description

Address 33 Hysan Avenue, Room 1102, Lee Garden One, Causeway Bay, Hong Kong, HKG
Intercont (Cayman) Ltd operates through its subsidiaries. It is principally engaged in ship leasing and vessel management services. The company has two reportable segments: time chartering and vessel management services. It derives all of its revenues from the maritime shipping business.
21GF Score

Get the complete analysis for NCT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.40
Price