ASJ (NGO:2351) Effective Interest Rate on Debt %: 0.92% (As of Mar. 2026)

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NGO:2351 ASJ Inc NGO:2351
55 GF Score
Price 円307.00
GF Value 円370.94
Valuation Modestly Undervalued
! 2 Warning Signs
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What is ASJ Effective Interest Rate on Debt %?

ASJ NGO:2351 55 Effective Interest Rate on Debt % is 0.92% as of Mar. 2026. GuruFocus rates NGO:2351 with a GF Score™ of 55/100 and a GF Value™ of 円370.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ASJ's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円6 Mil. ASJ's average total debt for the quarter that ended in Mar. 2026 was 円665 Mil. Therefore, ASJ's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.92%.


ASJ  (NGO:2351) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ASJ Effective Interest Rate on Debt % Related Terms


ASJ Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ASJ's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASJ Effective Interest Rate on Debt % Chart

ASJ Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.75 0.68 1.18 1.59

ASJ Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.82 1.81 1.80 0.92

NGO:2351 vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, ASJ's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASJ Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, ASJ's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ASJ's Effective Interest Rate on Debt % falls into.


NGO:2351
55GF Score
ASJ Inc NGO:2351
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASJ Effective Interest Rate on Debt % Calculation

ASJ's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -10.779/( (693.783+660.771)/ 2 )
=-1  *  -10.779/677.277
=1.59 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=510.771 + 183.012
=693.783

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=477.759 + 183.012
=660.771

ASJ's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.088/( (669.441+660.771)/ 2 )
=-1  *  -6.088/665.106
=0.92 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=486.429 + 183.012
=669.441

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=477.759 + 183.012
=660.771

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.92% mean?
ASJ (NGO:2351) has a Effective Interest Rate on Debt % of 0.92% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASJ and its competitors.
Is ASJ's Effective Interest Rate on Debt % too high?
ASJ's current Effective Interest Rate on Debt % is 0.92%. Overall, ASJ has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ASJ's Effective Interest Rate on Debt % compare to MSFT and ORCL?
ASJ's Effective Interest Rate on Debt % of 0.92% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASJ and its competitors. ASJ's current Effective Interest Rate on Debt % is 0.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASJ stock overvalued right now?
Based on GuruFocus' analysis, ASJ (NGO:2351) is currently considered Modestly Undervalued. The stock's GF Value™ is 円370.94, compared to a current price of 円307.00 — trading 17.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.92%. ASJ's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ASJ (NGO:2351), the current Effective Interest Rate on Debt % is 0.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASJ (NGO:2351) Overvalued in 2026?

Based on GuruFocus' analysis, ASJ stock appears to be undervalued. The current stock price of 円307.00 is trading 17.2% below its estimated GF Value™ of 円370.94. GuruFocus considers ASJ to be Modestly Undervalued.

Key valuation signals for NGO:2351:

  • Effective Interest Rate on Debt %: 0.92%
  • GF Value™: 円370.94 vs. price of 円307.00 (17.2% below fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the NGO:2351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASJ Business Description

Other Exchanges 2351:Japan
Address 3-2-16 Sakaemachi, Saitama Prefecture, Kawaguchi, JPN, 332-0017
ASJ Inc is a core services provider company. It is engaged in Internet-related services such as hosting service and provision of groupware and domain service. Its business activities include cloud services, payment service, consulting on the Internet and development of computer software and smartphone applications.
55GF Score

Get the complete analysis for NGO:2351

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円307.00
Price
円370.94
GF Value