NIVF (NewGenIvf Group) Effective Interest Rate on Debt %: 34.18% (As of Dec. 2025)

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NIVF NewGenIvf Group Ltd NIVF
14 GF Score
Price $1.12
! 4 Warning Signs
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What is NewGenIvf Group Effective Interest Rate on Debt %?

NewGenIvf Group NIVF -9.09% 14 Effective Interest Rate on Debt % is 34.18% as of Dec. 2025. GuruFocus rates NIVF with a GF Score™ of 14/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NewGenIvf Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.77 Mil. NewGenIvf Group's average total debt for the quarter that ended in Dec. 2025 was $5.18 Mil. Therefore, NewGenIvf Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 34.18%.


NewGenIvf Group  (NAS:NIVF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


NewGenIvf Group Effective Interest Rate on Debt % Related Terms


NewGenIvf Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NewGenIvf Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NewGenIvf Group Effective Interest Rate on Debt % Chart

NewGenIvf Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
9.50 11.32 11.72 46.33 15.61

NewGenIvf Group Quarterly Data
Dec21 Dec22 Jun23 Dec23 Sep24 Dec24 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 284.68 55.58 0.00 3.86 34.18

NIVF vs RHEP, XCRT, SYRA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, NewGenIvf Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NewGenIvf Group Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, NewGenIvf Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NewGenIvf Group's Effective Interest Rate on Debt % falls into.


NIVF
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NewGenIvf Group Ltd NIVF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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NewGenIvf Group Effective Interest Rate on Debt % Calculation

NewGenIvf Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.616/( (3.03+4.864)/ 2 )
=-1  *  -0.616/3.947
=15.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.339 + 0.691
=3.03

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.37 + 0.494
=4.864

NewGenIvf Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.772/( (5.504+4.864)/ 2 )
=-1  *  -1.772/5.184
=34.18 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.198 + 0.306
=5.504

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.37 + 0.494
=4.864

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 34.18% mean?
NewGenIvf Group (NIVF) has a Effective Interest Rate on Debt % of 34.18% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NewGenIvf Group and its competitors.
Is NewGenIvf Group's Effective Interest Rate on Debt % too high?
NewGenIvf Group's current Effective Interest Rate on Debt % is 34.18%. Overall, NewGenIvf Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does NewGenIvf Group's Effective Interest Rate on Debt % compare to RHEP and XCRT?
NewGenIvf Group's Effective Interest Rate on Debt % of 34.18% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NewGenIvf Group and its competitors. NewGenIvf Group's current Effective Interest Rate on Debt % is 34.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NewGenIvf Group stock overvalued right now?
NewGenIvf Group (NIVF) has a current Effective Interest Rate on Debt % of 34.18%. The current Effective Interest Rate on Debt % is 34.18%. NewGenIvf Group's overall GF Score™ is 14/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NewGenIvf Group (NIVF), the current Effective Interest Rate on Debt % is 34.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NewGenIvf Group Business Description

Address Sukhumvit 21 Road, Asoke, 36/39-36/40, 13th Floor, PS Tower, Khlong Toei Nuea Sub-district, Watthana District, Bangkok, THA, 10110
NewGenIvf Group Ltd is a tech-forward, diversified, multi-jurisdictional entity capitalizing on emerging opportunities across real estate development, digital asset innovation, and reproductive health solutions. The company offers two services, namely: in vitro fertilization (IVF) treatment service, comprising traditional IVF and egg donation; and fertility referral services, like surrogacy and ancillary caring services. It derives maximum revenue from in vitro fertilization (IVF) treatment service. Its Geographical presence is in China / HK SAR, Thailand, Cambodia, U.S and Kyrgyzstan. The company derives maximum revenue from Kyrgyzstan.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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