NNUP (Nocopi Technologies) Effective Interest Rate on Debt %: 15.09% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NNUP Nocopi Technologies Inc NNUP
55 GF Score
Price $1.72
GF Value $1.02
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Nocopi Technologies Effective Interest Rate on Debt %?

Nocopi Technologies NNUP 55 Effective Interest Rate on Debt % is 15.09% as of Mar. 2026. GuruFocus rates NNUP with a GF Score™ of 55/100 and a GF Value™ of $1.02 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Nocopi Technologies's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.02 Mil. Nocopi Technologies's average total debt for the quarter that ended in Mar. 2026 was $0.16 Mil. Therefore, Nocopi Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 15.09%.


Nocopi Technologies  (OTCPK:NNUP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Nocopi Technologies Effective Interest Rate on Debt % Related Terms


Nocopi Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Nocopi Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nocopi Technologies Effective Interest Rate on Debt % Chart

Nocopi Technologies Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 2.16 34.48 86.79 23.53

Nocopi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 97.96 21.92 12.24 13.48 15.09

NNUP vs BON, SNES, YMAT: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Nocopi Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nocopi Technologies Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Nocopi Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Nocopi Technologies's Effective Interest Rate on Debt % falls into.


NNUP
55GF Score
Nocopi Technologies Inc NNUP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nocopi Technologies Effective Interest Rate on Debt % Calculation

Nocopi Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.024/( (0.035+0.169)/ 2 )
=-1  *  -0.024/0.102
=23.53 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.089 + 0.08
=0.169

Nocopi Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.024/( (0.169+0.149)/ 2 )
=-1  *  -0.024/0.159
=15.09 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.089 + 0.08
=0.169

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.067 + 0.082
=0.149

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.09% mean?
Nocopi Technologies (NNUP) has a Effective Interest Rate on Debt % of 15.09% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nocopi Technologies and its competitors.
Is Nocopi Technologies' Effective Interest Rate on Debt % too high?
Nocopi Technologies' current Effective Interest Rate on Debt % is 15.09%. Overall, Nocopi Technologies has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nocopi Technologies' Effective Interest Rate on Debt % compare to BON and SNES?
Nocopi Technologies' Effective Interest Rate on Debt % of 15.09% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nocopi Technologies and its competitors. Nocopi Technologies's current Effective Interest Rate on Debt % is 15.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nocopi Technologies stock overvalued right now?
Based on GuruFocus' analysis, Nocopi Technologies (NNUP) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.02, compared to a current price of $1.72 — trading 68.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 15.09%. Nocopi Technologies' overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nocopi Technologies (NNUP), the current Effective Interest Rate on Debt % is 15.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nocopi Technologies (NNUP) Overvalued in 2026?

Based on GuruFocus' analysis, Nocopi Technologies stock appears to be overvalued. The current stock price of $1.72 is trading 68.6% above its estimated GF Value™ of $1.02. GuruFocus considers Nocopi Technologies to be Significantly Overvalued.

Key valuation signals for NNUP:

  • Effective Interest Rate on Debt %: 15.09%
  • GF Value™: $1.02 vs. price of $1.72 (68.6% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the NNUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nocopi Technologies Business Description

Address 480 Shoemaker Road, Suite 104, King of Prussia, PA, USA, 19406
Nocopi Technologies Inc develops and markets specialty reactive inks. The main business activities of the company are the development and distribution of document security products and the licensing of its patented reactive ink technologies for the entertainment toy and document and product authentication markets in the United States and foreign countries. The primary geographic markets of the company are North America, South America, Europe, Asia, and Australia. Geographically, the company generates maximum revenue from Asia.
55GF Score

Get the complete analysis for NNUP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.72
Price
$1.02
GF Value