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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. HBM Nigeria's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₦2,776 Mil. HBM Nigeria's average total debt for the quarter that ended in Jun. 2026 was ₦1,360 Mil. Therefore, HBM Nigeria's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 204.20%.
HBM Nigeria (NSA:HBMNG) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
HBM Nigeria Effective Interest Rate on Debt % Related Terms
HBM Nigeria Effective Interest Rate on Debt % Historical Data
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The historical data trend for HBM Nigeria's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HBM Nigeria Effective Interest Rate on Debt % Chart
NSA:HBMNG vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison
For the Building Materials subindustry, HBM Nigeria's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HBM Nigeria Effective Interest Rate on Debt % vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, HBM Nigeria's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where HBM Nigeria's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 204.20% mean?
HBM Nigeria (NSA:HBMNG) has a Effective Interest Rate on Debt % of 204.20% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HBM Nigeria and its competitors.
Is HBM Nigeria's Effective Interest Rate on Debt % too high?
HBM Nigeria's current Effective Interest Rate on Debt % is 204.20%. Overall, HBM Nigeria has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HBM Nigeria's Effective Interest Rate on Debt % compare to CRH and VMC?
HBM Nigeria's Effective Interest Rate on Debt % of 204.20% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HBM Nigeria and its competitors. HBM Nigeria's current Effective Interest Rate on Debt % is 204.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HBM Nigeria stock overvalued right now?
Based on GuruFocus' analysis, HBM Nigeria (NSA:HBMNG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦139.56, compared to a current price of ₦334.00 — trading 139.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 204.20%. HBM Nigeria's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For HBM Nigeria (NSA:HBMNG), the current Effective Interest Rate on Debt % is 204.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HBM Nigeria (NSA:HBMNG) Overvalued in 2026?
Based on GuruFocus' analysis, HBM Nigeria stock appears to be overvalued.
The current stock price of ₦334.00 is trading 139.3% above its estimated GF Value™ of ₦139.56.
GuruFocus considers HBM Nigeria to be Significantly Overvalued.
Key valuation signals for NSA:HBMNG:
Effective Interest Rate on Debt %: 204.20%
GF Value™: ₦139.56 vs. price of ₦334.00 (139.3% above fair value)
No single metric tells the full story. See the NSA:HBMNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lafarge Africa PLC through its subsidiaries is engaged in manufacturing and marketing of cement, concrete, and aggregates products, including the provision of building solutions. The brands in products portfolio of the company includes ECOPlanet Unicem, Elephant cement, ThermoSet, Watershield, Powermax, and Supaset cement among others. It has two segments Cement & Readymix products. The majority of the revenue is generated from the cement segment.
77GF Score
Get the complete analysis for NSA:HBMNG
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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