Archidply Decor (NSE:ADL) Effective Interest Rate on Debt %: 8.90% (As of Mar. 2026)

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NSE:ADL Archidply Decor Ltd NSE:ADL
70 GF Score
Price ₹69.92
GF Value ₹79.78
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Archidply Decor Effective Interest Rate on Debt %?

Archidply Decor NSE:ADL -0.41% 70 Effective Interest Rate on Debt % is 8.90% as of Mar. 2026. GuruFocus rates NSE:ADL with a GF Score™ of 70/100 and a GF Value™ of ₹79.78 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Archidply Decor's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹16.9 Mil. Archidply Decor's average total debt for the quarter that ended in Mar. 2026 was ₹190.2 Mil. Therefore, Archidply Decor's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.90%.


Archidply Decor  (NSE:ADL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Archidply Decor Effective Interest Rate on Debt % Related Terms


Archidply Decor Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Archidply Decor's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Archidply Decor Effective Interest Rate on Debt % Chart

Archidply Decor Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 8.81 8.26 10.22 9.98 8.65

Archidply Decor Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.00 8.68 9.72 9.04 8.90

NSE:ADL vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Archidply Decor's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Archidply Decor Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Archidply Decor's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Archidply Decor's Effective Interest Rate on Debt % falls into.


NSE:ADL
70GF Score
Archidply Decor Ltd NSE:ADL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Archidply Decor Effective Interest Rate on Debt % Calculation

Archidply Decor's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -17.926/( (224.223+190.161)/ 2 )
=-1  *  -17.926/207.192
=8.65 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.556 + 198.667
=224.223

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.036 + 181.125
=190.161

Archidply Decor's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -16.92/( (0+190.161)/ 1 )
=-1  *  -16.92/190.161
=8.90 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.036 + 181.125
=190.161

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.90% mean?
Archidply Decor (NSE:ADL) has a Effective Interest Rate on Debt % of 8.90% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Archidply Decor and its competitors.
Is Archidply Decor's Effective Interest Rate on Debt % too high?
Archidply Decor's current Effective Interest Rate on Debt % is 8.90%. Overall, Archidply Decor has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Archidply Decor's Effective Interest Rate on Debt % compare to SN and SGI?
Archidply Decor's Effective Interest Rate on Debt % of 8.90% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Archidply Decor and its competitors. Archidply Decor's current Effective Interest Rate on Debt % is 8.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Archidply Decor stock overvalued right now?
Based on GuruFocus' analysis, Archidply Decor (NSE:ADL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹79.78, compared to a current price of ₹69.92 — trading 12.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.90%. Archidply Decor's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Archidply Decor (NSE:ADL), the current Effective Interest Rate on Debt % is 8.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Archidply Decor (NSE:ADL) Overvalued in 2026?

Based on GuruFocus' analysis, Archidply Decor stock appears to be undervalued. The current stock price of ₹69.92 is trading 12.4% below its estimated GF Value™ of ₹79.78. GuruFocus considers Archidply Decor to be Modestly Undervalued.

Key valuation signals for NSE:ADL:

  • Effective Interest Rate on Debt %: 8.90%
  • GF Value™: ₹79.78 vs. price of ₹69.92 (12.4% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the NSE:ADL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Archidply Decor Business Description

Other Exchanges 543231:India
Address Queens Road, Swamy Shivanandapuram, No-50, Millenium Towers, Shivaji Nagar, Bangalore, KA, IND, 263153
Archidply Decor Ltd is a provider of decorative and lifestyle interior design products. The company is engaged in the business of manufacturing and trading of wood based products which constitutes as its business segment. The products offered by the group includes Decorative Laminates, Decorative Veneers, Plywood & Block Board, Pre-laminated Particle Board, and others. The company is a provider of decorative and lifestyle interior design products, has been in the industry for over 40 years-delivering decorative Veneers , Gurjan and hardwood plywood and prelaminated particle board to the residential and hospitality sectors.
70GF Score

Get the complete analysis for NSE:ADL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹69.92
Price
₹79.78
GF Value