AGS Transact Technologies (NSE:AGSTRA) Effective Interest Rate on Debt %: 14.16% (As of Dec. 2024)

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NSE:AGSTRA AGS Transact Technologies Ltd NSE:AGSTRA
44 GF Score
Price ₹2.01
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What is AGS Transact Technologies Effective Interest Rate on Debt %?

AGS Transact Technologies NSE:AGSTRA +1.01% 44 Effective Interest Rate on Debt % is 14.16% as of Dec. 2024. GuruFocus rates NSE:AGSTRA with a GF Score™ of 44/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AGS Transact Technologies's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was ₹1,514 Mil. AGS Transact Technologies's average total debt for the quarter that ended in Dec. 2024 was ₹10,692 Mil. Therefore, AGS Transact Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was 14.16%.


AGS Transact Technologies  (NSE:AGSTRA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AGS Transact Technologies Effective Interest Rate on Debt % Related Terms


AGS Transact Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AGS Transact Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGS Transact Technologies Effective Interest Rate on Debt % Chart

AGS Transact Technologies Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 10.94 8.96 17.51 11.30 10.75

AGS Transact Technologies Quarterly Data
Mar19 Mar20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.16 5.47 12.76 13.63 14.16

NSE:AGSTRA vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, AGS Transact Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGS Transact Technologies Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, AGS Transact Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AGS Transact Technologies's Effective Interest Rate on Debt % falls into.


NSE:AGSTRA
44GF Score
AGS Transact Technologies Ltd NSE:AGSTRA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AGS Transact Technologies Effective Interest Rate on Debt % Calculation

AGS Transact Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2023 )+Total Debt  (A: Mar. 2024 ))/ count )
=-1  *  -1263.33/( (12308.88+11195.41)/ 2 )
=-1  *  -1263.33/11752.145
=10.75 %

where

Total Debt  (A: Mar. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7682.29 + 4626.59
=12308.88

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6010.13 + 5185.28
=11195.41

AGS Transact Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2024 )+Total Debt  (Q: Dec. 2024 ))/ count )
=-1  *  -1514.08/( (10691.54+0)/ 1 )
=-1  *  -1514.08/10691.54
=14.16 %

where

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5281.88 + 5409.66
=10691.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.16% mean?
AGS Transact Technologies (NSE:AGSTRA) has a Effective Interest Rate on Debt % of 14.16% as of Dec. 2024. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AGS Transact Technologies and its competitors.
Is AGS Transact Technologies' Effective Interest Rate on Debt % too high?
AGS Transact Technologies' current Effective Interest Rate on Debt % is 14.16%. Overall, AGS Transact Technologies has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does AGS Transact Technologies' Effective Interest Rate on Debt % compare to MSFT and ORCL?
AGS Transact Technologies' Effective Interest Rate on Debt % of 14.16% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AGS Transact Technologies and its competitors. AGS Transact Technologies's current Effective Interest Rate on Debt % is 14.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGS Transact Technologies stock overvalued right now?
AGS Transact Technologies (NSE:AGSTRA) has a current Effective Interest Rate on Debt % of 14.16%. The current Effective Interest Rate on Debt % is 14.16%. AGS Transact Technologies' overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AGS Transact Technologies (NSE:AGSTRA), the current Effective Interest Rate on Debt % is 14.16% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AGS Transact Technologies Business Description

Address Senapati Bapat Marg, 14th Floor, Tower 3, One International Center, Prabhadevi (West), Mumbai, MH, IND, 400013
AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider in India in terms of providing digital and cash-based solutions to banks and corporate clients. It provides customized products and services comprising ATM and Cash Recycler Machines outsourcing, cash management, and digital payment solutions including merchant solutions, transaction processing services, and mobile wallets. The company's operating segments include Payment Solutions, Banking Automation Solutions, and Other Automation Solutions. It generates the majority of its revenue from the Payment Solutions segment.
44GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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