Balaji Phosphates (NSE:BALAJIPHOS) Effective Interest Rate on Debt %: 8.52% (As of Mar. 2026)

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NSE:BALAJIPHOS Balaji Phosphates Ltd NSE:BALAJIPHOS
14 GF Score
Price ₹89.85
! 4 Warning Signs
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What is Balaji Phosphates Effective Interest Rate on Debt %?

Balaji Phosphates NSE:BALAJIPHOS +0.45% 14 Effective Interest Rate on Debt % is 8.52% as of Mar. 2026. GuruFocus rates NSE:BALAJIPHOS with a GF Score™ of 14/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Balaji Phosphates's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹35 Mil. Balaji Phosphates's average total debt for the quarter that ended in Mar. 2026 was ₹413 Mil. Therefore, Balaji Phosphates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.52%.


Balaji Phosphates  (NSE:BALAJIPHOS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Balaji Phosphates Effective Interest Rate on Debt % Related Terms


Balaji Phosphates Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Balaji Phosphates's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Balaji Phosphates Effective Interest Rate on Debt % Chart

Balaji Phosphates Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
11.69 10.46 10.14 12.06 9.74

Balaji Phosphates Semi-Annual Data
Mar22 Mar23 Mar24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 12.89 9.73 8.52

NSE:BALAJIPHOS vs CTVA, CF, MOS: Effective Interest Rate on Debt % Comparison

For the Agricultural Inputs subindustry, Balaji Phosphates's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Balaji Phosphates Effective Interest Rate on Debt % vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Balaji Phosphates's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Balaji Phosphates's Effective Interest Rate on Debt % falls into.


NSE:BALAJIPHOS
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Balaji Phosphates Ltd NSE:BALAJIPHOS
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Balaji Phosphates Effective Interest Rate on Debt % Calculation

Balaji Phosphates's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -35.899/( (312.725+424.764)/ 2 )
=-1  *  -35.899/368.7445
=9.74 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=54.386 + 258.339
=312.725

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=94.417 + 330.347
=424.764

Balaji Phosphates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -35.25/( (402.222+424.764)/ 2 )
=-1  *  -35.25/413.493
=8.52 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=133.694 + 268.528
=402.222

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=94.417 + 330.347
=424.764

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.52% mean?
Balaji Phosphates (NSE:BALAJIPHOS) has a Effective Interest Rate on Debt % of 8.52% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Balaji Phosphates and its competitors.
Is Balaji Phosphates' Effective Interest Rate on Debt % too high?
Balaji Phosphates' current Effective Interest Rate on Debt % is 8.52%. Overall, Balaji Phosphates has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Balaji Phosphates' Effective Interest Rate on Debt % compare to CTVA and CF?
Balaji Phosphates' Effective Interest Rate on Debt % of 8.52% can be compared against companies in the Agriculture industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Agriculture company?
A good Effective Interest Rate on Debt % depends on the Agriculture industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Balaji Phosphates and its competitors. Balaji Phosphates's current Effective Interest Rate on Debt % is 8.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Balaji Phosphates stock overvalued right now?
Balaji Phosphates (NSE:BALAJIPHOS) has a current Effective Interest Rate on Debt % of 8.52%. The current Effective Interest Rate on Debt % is 8.52%. Balaji Phosphates' overall GF Score™ is 14/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Balaji Phosphates (NSE:BALAJIPHOS), the current Effective Interest Rate on Debt % is 8.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Balaji Phosphates Business Description

Address 305, Utsav Avenue, 12/5, Usha Ganj Jaora Compound, Indore General Post Office, Indore, MP, IND, 452001
Balaji Phosphates Ltd manufactures and supplies Single Super Phosphate (SSP) in powder and granulated forms, NPK granulated and mixed fertilizers, and zinc sulphate. It sells products under the brand names RATNAM and BPPL to customers, including retailers, wholesalers, and state-owned cooperatives, with farmers being the end users. The company operates in two segments: Fertilizers and Weighbridge. The Fertilizers segment includes the manufacturing of single super phosphate fertilizers. The Weighbridge segment includes the manufacture of weighbridges and annual service maintenance. The key revenue is generated from the Fertilizers segment.
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