Competent Automobiles Co (NSE:COMPEAU) Effective Interest Rate on Debt %: 6.62% (As of Mar. 2026)

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NSE:COMPEAU Competent Automobiles Co Ltd NSE:COMPEAU
62 GF Score
Price ₹344.05
GF Value ₹573.42
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Competent Automobiles Co Effective Interest Rate on Debt %?

Competent Automobiles Co NSE:COMPEAU 62 Effective Interest Rate on Debt % is 6.62% as of Mar. 2026. GuruFocus rates NSE:COMPEAU with a GF Score™ of 62/100 and a GF Value™ of ₹573.42 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Competent Automobiles Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹279 Mil. Competent Automobiles Co's average total debt for the quarter that ended in Mar. 2026 was ₹4,209 Mil. Therefore, Competent Automobiles Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.62%.


Competent Automobiles Co  (NSE:COMPEAU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Competent Automobiles Co Effective Interest Rate on Debt % Related Terms


Competent Automobiles Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Competent Automobiles Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Competent Automobiles Co Effective Interest Rate on Debt % Chart

Competent Automobiles Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.15 7.63 8.34 8.29 8.08

Competent Automobiles Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.52 8.05 8.21 7.84 6.62

NSE:COMPEAU vs : Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Competent Automobiles Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Competent Automobiles Co Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Competent Automobiles Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Competent Automobiles Co's Effective Interest Rate on Debt % falls into.


NSE:COMPEAU
62GF Score
Competent Automobiles Co Ltd NSE:COMPEAU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Competent Automobiles Co Effective Interest Rate on Debt % Calculation

Competent Automobiles Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -334.776/( (4081.45+4208.553)/ 2 )
=-1  *  -334.776/4145.0015
=8.08 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=753.225 + 3328.225
=4081.45

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=867.109 + 3341.444
=4208.553

Competent Automobiles Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -278.62/( (0+4208.553)/ 1 )
=-1  *  -278.62/4208.553
=6.62 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=867.109 + 3341.444
=4208.553

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.62% mean?
Competent Automobiles Co (NSE:COMPEAU) has a Effective Interest Rate on Debt % of 6.62% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Competent Automobiles Co and its competitors.
Is Competent Automobiles Co's Effective Interest Rate on Debt % too high?
Competent Automobiles Co's current Effective Interest Rate on Debt % is 6.62%. Overall, Competent Automobiles Co has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Competent Automobiles Co's Effective Interest Rate on Debt % compare to ?
Competent Automobiles Co's Effective Interest Rate on Debt % of 6.62% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Competent Automobiles Co and its competitors. Competent Automobiles Co's current Effective Interest Rate on Debt % is 6.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Competent Automobiles Co stock overvalued right now?
Based on GuruFocus' analysis, Competent Automobiles Co (NSE:COMPEAU) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹573.42, compared to a current price of ₹344.05 — trading 40% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.62%. Competent Automobiles Co's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Competent Automobiles Co (NSE:COMPEAU), the current Effective Interest Rate on Debt % is 6.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Competent Automobiles Co (NSE:COMPEAU) Overvalued in 2026?

Based on GuruFocus' analysis, Competent Automobiles Co stock appears to be undervalued. The current stock price of ₹344.05 is trading 40% below its estimated GF Value™ of ₹573.42. GuruFocus considers Competent Automobiles Co to be Significantly Undervalued.

Key valuation signals for NSE:COMPEAU:

  • Effective Interest Rate on Debt %: 6.62%
  • GF Value™: ₹573.42 vs. price of ₹344.05 (40% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the NSE:COMPEAU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Competent Automobiles Co Business Description

Comparable Companies
Other Exchanges 531041:India
Address Connaught Place, Competent House, F-14, New Delhi, IND, 110001
Competent Automobiles Co Ltd is an authorised Maruti and Nexa dealership across different regions in India. It is mainly in the business of trading and servicing of Maruti Suzuki vehicles. The company operates in two segments, the Showroom segment and the Services & Spares segment. It receives maximum revenue from the Showroom segment, which deals with the purchase and sale of vehicles manufactured by Maruti Suzuki India Limited.
62GF Score

Get the complete analysis for NSE:COMPEAU

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹344.05
Price
₹573.42
GF Value