DIC India (NSE:DICIND) Effective Interest Rate on Debt %: 33.46% (As of Mar. 2026)

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NSE:DICIND DIC India Ltd NSE:DICIND
67 GF Score
Price ₹523.25
GF Value ₹551.25
Valuation Fairly Valued
! 4 Warning Signs
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What is DIC India Effective Interest Rate on Debt %?

DIC India NSE:DICIND +1.61% 67 Effective Interest Rate on Debt % is 33.46% as of Mar. 2026. GuruFocus rates NSE:DICIND with a GF Score™ of 67/100 and a GF Value™ of ₹551.25 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DIC India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹14 Mil. DIC India's average total debt for the quarter that ended in Mar. 2026 was ₹41 Mil. Therefore, DIC India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 33.46%.


DIC India  (NSE:DICIND) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


DIC India Effective Interest Rate on Debt % Related Terms


DIC India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for DIC India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DIC India Effective Interest Rate on Debt % Chart

DIC India Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.39 25.05 18.99 15.21 37.69

DIC India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.52 27.57 32.05 45.82 33.46

NSE:DICIND vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, DIC India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DIC India Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, DIC India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DIC India's Effective Interest Rate on Debt % falls into.


NSE:DICIND
67GF Score
DIC India Ltd NSE:DICIND
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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DIC India Effective Interest Rate on Debt % Calculation

DIC India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14.171/( (34.329+40.873)/ 2 )
=-1  *  -14.171/37.601
=37.69 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.026 + 12.303
=34.329

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.929 + 16.944
=40.873

DIC India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -13.676/( (40.873+0)/ 1 )
=-1  *  -13.676/40.873
=33.46 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.929 + 16.944
=40.873

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 33.46% mean?
DIC India (NSE:DICIND) has a Effective Interest Rate on Debt % of 33.46% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DIC India and its competitors.
Is DIC India's Effective Interest Rate on Debt % too high?
DIC India's current Effective Interest Rate on Debt % is 33.46%. Overall, DIC India has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DIC India's Effective Interest Rate on Debt % compare to LIN and SHW?
DIC India's Effective Interest Rate on Debt % of 33.46% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DIC India and its competitors. DIC India's current Effective Interest Rate on Debt % is 33.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DIC India stock overvalued right now?
Based on GuruFocus' analysis, DIC India (NSE:DICIND) is currently considered Fairly Valued. The stock's GF Value™ is ₹551.25, compared to a current price of ₹523.25 — trading 5.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 33.46%. DIC India's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For DIC India (NSE:DICIND), the current Effective Interest Rate on Debt % is 33.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DIC India (NSE:DICIND) Overvalued in 2026?

Based on GuruFocus' analysis, DIC India stock appears to be undervalued. The current stock price of ₹523.25 is trading 5.1% below its estimated GF Value™ of ₹551.25. GuruFocus considers DIC India to be Fairly Valued.

Key valuation signals for NSE:DICIND:

  • Effective Interest Rate on Debt %: 33.46%
  • GF Value™: ₹551.25 vs. price of ₹523.25 (5.1% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the NSE:DICIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DIC India Business Description

Other Exchanges 500089:India
Address Fusion Square, 5A-5B, Sector-126, 5th Floor, District Gautam Budh Nagar, Noida, UP, IND, 201303
DIC India Ltd is an Indian company engaged in the business of manufacturing printing inks, which cover newsprint ink, offset ink, and liquid ink used in newspapers, other publications, and the packaging industries. It also provides lamination adhesives. The company's product portfolio comprises gravure printing inks, offset inks, barrier coatings, adhesives, metal deco inks, and specialty inks, among others. Geographically, the company generates the majority of its revenue from the sale of its products in its domestic market, and the rest through exports.
67GF Score

Get the complete analysis for NSE:DICIND

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹523.25
Price
₹551.25
GF Value