Gandhar Oil Refinery (India) (NSE:GANDHAR) Effective Interest Rate on Debt %: 16.17% (As of Jun. 2026)

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NSE:GANDHAR Gandhar Oil Refinery (India) Ltd NSE:GANDHAR
59 GF Score
Price ₹255.10
GF Value ₹220.68
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Gandhar Oil Refinery (India) Effective Interest Rate on Debt %?

Gandhar Oil Refinery (India) NSE:GANDHAR +3.41% 59 Effective Interest Rate on Debt % is 16.17% as of Jun. 2026. GuruFocus rates NSE:GANDHAR with a GF Score™ of 59/100 and a GF Value™ of ₹220.68 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gandhar Oil Refinery (India)'s annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹510 Mil. Gandhar Oil Refinery (India)'s average total debt for the quarter that ended in Jun. 2026 was ₹3,151 Mil. Therefore, Gandhar Oil Refinery (India)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 16.17%.


Gandhar Oil Refinery (India)  (NSE:GANDHAR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gandhar Oil Refinery (India) Effective Interest Rate on Debt % Related Terms


Gandhar Oil Refinery (India) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gandhar Oil Refinery (India) Effective Interest Rate on Debt % Chart

Gandhar Oil Refinery (India) Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 6.69 16.61 18.64 16.82 12.13

Gandhar Oil Refinery (India) Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.62 12.40 12.19 9.66 16.17

NSE:GANDHAR vs MPC, VLO, PSX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gandhar Oil Refinery (India) Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % falls into.


NSE:GANDHAR
59GF Score
Gandhar Oil Refinery (India) Ltd NSE:GANDHAR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gandhar Oil Refinery (India) Effective Interest Rate on Debt % Calculation

Gandhar Oil Refinery (India)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -375.9/( (3045.99+3150.7)/ 2 )
=-1  *  -375.9/3098.345
=12.13 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1465.56 + 1580.43
=3045.99

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1722.6 + 1428.1
=3150.7

Gandhar Oil Refinery (India)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -509.6/( (3150.7+0)/ 1 )
=-1  *  -509.6/3150.7
=16.17 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1722.6 + 1428.1
=3150.7

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 16.17% mean?
Gandhar Oil Refinery (India) (NSE:GANDHAR) has a Effective Interest Rate on Debt % of 16.17% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gandhar Oil Refinery (India) and its competitors.
Is Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % too high?
Gandhar Oil Refinery (India)'s current Effective Interest Rate on Debt % is 16.17%. Overall, Gandhar Oil Refinery (India) has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % compare to MPC and VLO?
Gandhar Oil Refinery (India)'s Effective Interest Rate on Debt % of 16.17% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gandhar Oil Refinery (India) and its competitors. Gandhar Oil Refinery (India)'s current Effective Interest Rate on Debt % is 16.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gandhar Oil Refinery (India) stock overvalued right now?
Based on GuruFocus' analysis, Gandhar Oil Refinery (India) (NSE:GANDHAR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹220.68, compared to a current price of ₹255.10 — trading 15.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 16.17%. Gandhar Oil Refinery (India)'s overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gandhar Oil Refinery (India) (NSE:GANDHAR), the current Effective Interest Rate on Debt % is 16.17% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gandhar Oil Refinery (India) (NSE:GANDHAR) Overvalued in 2026?

Based on GuruFocus' analysis, Gandhar Oil Refinery (India) stock appears to be overvalued. The current stock price of ₹255.10 is trading 15.6% above its estimated GF Value™ of ₹220.68. GuruFocus considers Gandhar Oil Refinery (India) to be Modestly Overvalued.

Key valuation signals for NSE:GANDHAR:

  • Effective Interest Rate on Debt %: 16.17%
  • GF Value™: ₹220.68 vs. price of ₹255.10 (15.6% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the NSE:GANDHAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gandhar Oil Refinery (India) Business Description

Industry EnergyOil & Gas
Other Exchanges 544029:India
Address S.V. Road, 18th floor, DLH Park, Goregaon West, Mumbai, MH, IND, 400062
Gandhar Oil Refinery (India) Ltd is a manufacturer of white oils with a growing focus on the consumer and healthcare end industries. The company has only one reportable segment: petroleum products - specialty oils. The geographical segments include the Domestic Market and Overseas Markets.
59GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹255.10
Price
₹220.68
GF Value