Generic Engineering Construction and Projects (NSE:GENCON) Effective Interest Rate on Debt %: 12.40% (As of Mar. 2026)

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NSE:GENCON Generic Engineering Construction and Projects Ltd NSE:GENCON
72 GF Score
Price ₹40.44
GF Value ₹47.46
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Generic Engineering Construction and Projects Effective Interest Rate on Debt %?

Generic Engineering Construction and Projects NSE:GENCON -1.34% 72 Effective Interest Rate on Debt % is 12.40% as of Mar. 2026. GuruFocus rates NSE:GENCON with a GF Score™ of 72/100 and a GF Value™ of ₹47.46 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Generic Engineering Construction and Projects's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹80 Mil. Generic Engineering Construction and Projects's average total debt for the quarter that ended in Mar. 2026 was ₹643 Mil. Therefore, Generic Engineering Construction and Projects's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.40%.


Generic Engineering Construction and Projects  (NSE:GENCON) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Generic Engineering Construction and Projects Effective Interest Rate on Debt % Related Terms


Generic Engineering Construction and Projects Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Generic Engineering Construction and Projects's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generic Engineering Construction and Projects Effective Interest Rate on Debt % Chart

Generic Engineering Construction and Projects Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.44 10.26 13.59 19.68 16.66

Generic Engineering Construction and Projects Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.23 12.48 25.05 15.57 12.40

NSE:GENCON vs PWR, FIX, EME: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Generic Engineering Construction and Projects's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generic Engineering Construction and Projects Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Generic Engineering Construction and Projects's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Generic Engineering Construction and Projects's Effective Interest Rate on Debt % falls into.


NSE:GENCON
72GF Score
Generic Engineering Construction and Projects Ltd NSE:GENCON
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Generic Engineering Construction and Projects Effective Interest Rate on Debt % Calculation

Generic Engineering Construction and Projects's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -109.47/( (671.311+642.76)/ 2 )
=-1  *  -109.47/657.0355
=16.66 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=67.572 + 603.739
=671.311

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.256 + 598.504
=642.76

Generic Engineering Construction and Projects's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -79.68/( (0+642.76)/ 1 )
=-1  *  -79.68/642.76
=12.40 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.256 + 598.504
=642.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.40% mean?
Generic Engineering Construction and Projects (NSE:GENCON) has a Effective Interest Rate on Debt % of 12.40% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Generic Engineering Construction and Projects and its competitors.
Is Generic Engineering Construction and Projects' Effective Interest Rate on Debt % too high?
Generic Engineering Construction and Projects' current Effective Interest Rate on Debt % is 12.40%. Overall, Generic Engineering Construction and Projects has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Generic Engineering Construction and Projects' Effective Interest Rate on Debt % compare to PWR and FIX?
Generic Engineering Construction and Projects' Effective Interest Rate on Debt % of 12.40% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Generic Engineering Construction and Projects and its competitors. Generic Engineering Construction and Projects's current Effective Interest Rate on Debt % is 12.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generic Engineering Construction and Projects stock overvalued right now?
Based on GuruFocus' analysis, Generic Engineering Construction and Projects (NSE:GENCON) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹47.46, compared to a current price of ₹40.44 — trading 14.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.40%. Generic Engineering Construction and Projects' overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Generic Engineering Construction and Projects (NSE:GENCON), the current Effective Interest Rate on Debt % is 12.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generic Engineering Construction and Projects (NSE:GENCON) Overvalued in 2026?

Based on GuruFocus' analysis, Generic Engineering Construction and Projects stock appears to be undervalued. The current stock price of ₹40.44 is trading 14.8% below its estimated GF Value™ of ₹47.46. GuruFocus considers Generic Engineering Construction and Projects to be Modestly Undervalued.

Key valuation signals for NSE:GENCON:

  • Effective Interest Rate on Debt %: 12.40%
  • GF Value™: ₹47.46 vs. price of ₹40.44 (14.8% below fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the NSE:GENCON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generic Engineering Construction and Projects Business Description

Other Exchanges 539407:India
Address LBS Road, Opposite Home Town, 201 and 202, Fitwell House, 2nd Floor, Vikhroli (West, Mumbai, MH, IND, 400083
Generic Engineering Construction and Projects Ltd is a construction company. The company is mainly engaged in the business of construction of residential buildings/commercial complexes and activities. It undertakes construction projects like civil and structural works; and internal infrastructures like roads, landscaping, and others. The company also provides services for mechanical, electrical, plumbing, sanitary, fire-fighting and alarm systems and others. The group carries its business operations only in India.
72GF Score

Get the complete analysis for NSE:GENCON

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹40.44
Price
₹47.46
GF Value