Gujarat Industries Power Co (NSE:GIPCL) Effective Interest Rate on Debt %: 5.51% (As of Mar. 2026)

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NSE:GIPCL Gujarat Industries Power Co Ltd NSE:GIPCL
73 GF Score
Price ₹162.11
GF Value ₹214.35
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Gujarat Industries Power Co Effective Interest Rate on Debt %?

Gujarat Industries Power Co NSE:GIPCL -0.86% 73 Effective Interest Rate on Debt % is 5.51% as of Mar. 2026. GuruFocus rates NSE:GIPCL with a GF Score™ of 73/100 and a GF Value™ of ₹214.35 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gujarat Industries Power Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹1,979 Mil. Gujarat Industries Power Co's average total debt for the quarter that ended in Mar. 2026 was ₹35,942 Mil. Therefore, Gujarat Industries Power Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.51%.


Gujarat Industries Power Co  (NSE:GIPCL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gujarat Industries Power Co Effective Interest Rate on Debt % Related Terms


Gujarat Industries Power Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gujarat Industries Power Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gujarat Industries Power Co Effective Interest Rate on Debt % Chart

Gujarat Industries Power Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.53 7.23 6.68 2.42 3.94

Gujarat Industries Power Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.36 2.60 5.16 5.51

NSE:GIPCL vs NEE, SO, DUK: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Electric subindustry, Gujarat Industries Power Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gujarat Industries Power Co Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Gujarat Industries Power Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gujarat Industries Power Co's Effective Interest Rate on Debt % falls into.


NSE:GIPCL
73GF Score
Gujarat Industries Power Co Ltd NSE:GIPCL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gujarat Industries Power Co Effective Interest Rate on Debt % Calculation

Gujarat Industries Power Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -1107.054/( (20268.467+35941.715)/ 2 )
=-1  *  -1107.054/28105.091
=3.94 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19351.865 + 916.602
=20268.467

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34538.666 + 1403.049
=35941.715

Gujarat Industries Power Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1979/( (0+35941.715)/ 1 )
=-1  *  -1979/35941.715
=5.51 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34538.666 + 1403.049
=35941.715

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.51% mean?
Gujarat Industries Power Co (NSE:GIPCL) has a Effective Interest Rate on Debt % of 5.51% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gujarat Industries Power Co and its competitors.
Is Gujarat Industries Power Co's Effective Interest Rate on Debt % too high?
Gujarat Industries Power Co's current Effective Interest Rate on Debt % is 5.51%. Overall, Gujarat Industries Power Co has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gujarat Industries Power Co's Effective Interest Rate on Debt % compare to NEE and SO?
Gujarat Industries Power Co's Effective Interest Rate on Debt % of 5.51% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gujarat Industries Power Co and its competitors. Gujarat Industries Power Co's current Effective Interest Rate on Debt % is 5.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gujarat Industries Power Co stock overvalued right now?
Based on GuruFocus' analysis, Gujarat Industries Power Co (NSE:GIPCL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹214.35, compared to a current price of ₹162.11 — trading 24.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.51%. Gujarat Industries Power Co's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gujarat Industries Power Co (NSE:GIPCL), the current Effective Interest Rate on Debt % is 5.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gujarat Industries Power Co (NSE:GIPCL) Overvalued in 2026?

Based on GuruFocus' analysis, Gujarat Industries Power Co stock appears to be undervalued. The current stock price of ₹162.11 is trading 24.4% below its estimated GF Value™ of ₹214.35. GuruFocus considers Gujarat Industries Power Co to be Modestly Undervalued.

Key valuation signals for NSE:GIPCL:

  • Effective Interest Rate on Debt %: 5.51%
  • GF Value™: ₹214.35 vs. price of ₹162.11 (24.4% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the NSE:GIPCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gujarat Industries Power Co Business Description

Other Exchanges 517300:India
Address P.O. Ranoli, Vadodara, GJ, IND, 391350
Gujarat Industries Power Co Ltd is involved in the business of electrical power generation. The company generates power from gas, lignite, wind, and solar energy sources. In addition, it is involved in the development of a hybrid renewable energy park. The company generates a majority of its revenue from the sale of electrical energy to its customers in India.
73GF Score

Get the complete analysis for NSE:GIPCL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹162.11
Price
₹214.35
GF Value