IFGL Refractories (NSE:IFGLEXPOR) Effective Interest Rate on Debt %: 7.23% (As of Mar. 2026)

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NSE:IFGLEXPOR IFGL Refractories Ltd NSE:IFGLEXPOR
79 GF Score
Price ₹207.35
GF Value ₹307.69
Valuation Significantly Undervalued
! 3 Warning Signs
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What is IFGL Refractories Effective Interest Rate on Debt %?

IFGL Refractories NSE:IFGLEXPOR -0.58% 79 Effective Interest Rate on Debt % is 7.23% as of Mar. 2026. GuruFocus rates NSE:IFGLEXPOR with a GF Score™ of 79/100 and a GF Value™ of ₹307.69 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IFGL Refractories's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹151 Mil. IFGL Refractories's average total debt for the quarter that ended in Mar. 2026 was ₹2,087 Mil. Therefore, IFGL Refractories's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.23%.


IFGL Refractories  (NSE:IFGLEXPOR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IFGL Refractories Effective Interest Rate on Debt % Related Terms


IFGL Refractories Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IFGL Refractories's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFGL Refractories Effective Interest Rate on Debt % Chart

IFGL Refractories Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.19 3.73 6.60 7.10 7.50

IFGL Refractories Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 8.68 6.55 7.16 7.23

NSE:IFGLEXPOR vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, IFGL Refractories's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFGL Refractories Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, IFGL Refractories's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IFGL Refractories's Effective Interest Rate on Debt % falls into.


NSE:IFGLEXPOR
79GF Score
IFGL Refractories Ltd NSE:IFGLEXPOR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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IFGL Refractories Effective Interest Rate on Debt % Calculation

IFGL Refractories's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -158.337/( (2132.706+2087.106)/ 2 )
=-1  *  -158.337/2109.906
=7.50 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=564.995 + 1567.711
=2132.706

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=439.304 + 1647.802
=2087.106

IFGL Refractories's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -150.8/( (0+2087.106)/ 1 )
=-1  *  -150.8/2087.106
=7.23 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=439.304 + 1647.802
=2087.106

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.23% mean?
IFGL Refractories (NSE:IFGLEXPOR) has a Effective Interest Rate on Debt % of 7.23% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFGL Refractories and its competitors.
Is IFGL Refractories' Effective Interest Rate on Debt % too high?
IFGL Refractories' current Effective Interest Rate on Debt % is 7.23%. Overall, IFGL Refractories has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFGL Refractories' Effective Interest Rate on Debt % compare to CRH and VMC?
IFGL Refractories' Effective Interest Rate on Debt % of 7.23% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFGL Refractories and its competitors. IFGL Refractories's current Effective Interest Rate on Debt % is 7.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFGL Refractories stock overvalued right now?
Based on GuruFocus' analysis, IFGL Refractories (NSE:IFGLEXPOR) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹307.69, compared to a current price of ₹207.35 — trading 32.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.23%. IFGL Refractories' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IFGL Refractories (NSE:IFGLEXPOR), the current Effective Interest Rate on Debt % is 7.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFGL Refractories (NSE:IFGLEXPOR) Overvalued in 2026?

Based on GuruFocus' analysis, IFGL Refractories stock appears to be undervalued. The current stock price of ₹207.35 is trading 32.6% below its estimated GF Value™ of ₹307.69. GuruFocus considers IFGL Refractories to be Significantly Undervalued.

Key valuation signals for NSE:IFGLEXPOR:

  • Effective Interest Rate on Debt %: 7.23%
  • GF Value™: ₹307.69 vs. price of ₹207.35 (32.6% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the NSE:IFGLEXPOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFGL Refractories Business Description

Other Exchanges 540774:India
Address 3, Netaji Subhas Road, McLeod House, Kolkata, WB, IND, 700 001
IFGL Refractories Ltd is engaged in the manufacturing, trading, and selling of Refractory items and related equipment and accessories used in Steel plants. The Group also provides services to Refractory Goods. The Group operates in one Operating Segment, Specialised Refractories and Ceramics. The Group's production facilities have been segmented into India, Europe (United Kingdom, Germany, and the Czech Republic), Asia excluding India (China), and America (USA). It generates maximum revenue from India. The group provides Solutions for Ferrous and non-ferrous.
79GF Score

Get the complete analysis for NSE:IFGLEXPOR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹207.35
Price
₹307.69
GF Value