Insolation Energy (NSE:INA) Effective Interest Rate on Debt %: 3.54% (As of Mar. 2026)


NSE:INA Insolation Energy Ltd NSE:INA
66 GF Score
Price ₹112.72
GF Value ₹426.26
Valuation Possible Value Trap
! 5 Warning Signs
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What is Insolation Energy Effective Interest Rate on Debt %?

Insolation Energy NSE:INA -0.99% 66 Effective Interest Rate on Debt % is 3.54% as of Mar. 2026. GuruFocus rates NSE:INA with a GF Score™ of 66/100 and a GF Value™ of ₹426.26 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Insolation Energy's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹314 Mil. Insolation Energy's average total debt for the quarter that ended in Mar. 2026 was ₹8,879 Mil. Therefore, Insolation Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.54%.


Insolation Energy  (NSE:INA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Insolation Energy Effective Interest Rate on Debt % Related Terms


Insolation Energy Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Insolation Energy's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insolation Energy Effective Interest Rate on Debt % Chart

Insolation Energy Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 7.86 5.98 10.76 8.05 4.73

Insolation Energy Quarterly Data
Mar20 Mar21 Mar22 Mar23 Sep23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.54 3.27 0.00 12.39 3.54

NSE:INA vs FSLR, NXT, ENPH: Effective Interest Rate on Debt % Comparison

For the Solar subindustry, Insolation Energy's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insolation Energy Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Insolation Energy's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Insolation Energy's Effective Interest Rate on Debt % falls into.


NSE:INA
66GF Score
Insolation Energy Ltd NSE:INA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Insolation Energy Effective Interest Rate on Debt % Calculation

Insolation Energy's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -235.409/( (1080.917+8879.168)/ 2 )
=-1  *  -235.409/4980.0425
=4.73 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=115.404 + 965.513
=1080.917

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5161.524 + 3717.644
=8879.168

Insolation Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -314.16/( (0+8879.168)/ 1 )
=-1  *  -314.16/8879.168
=3.54 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5161.524 + 3717.644
=8879.168

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.54% mean?
Insolation Energy (NSE:INA) has a Effective Interest Rate on Debt % of 3.54% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Insolation Energy and its competitors.
Is Insolation Energy's Effective Interest Rate on Debt % too high?
Insolation Energy's current Effective Interest Rate on Debt % is 3.54%. Overall, Insolation Energy has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Insolation Energy's Effective Interest Rate on Debt % compare to FSLR and NXT?
Insolation Energy's Effective Interest Rate on Debt % of 3.54% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Insolation Energy and its competitors. Insolation Energy's current Effective Interest Rate on Debt % is 3.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insolation Energy stock overvalued right now?
Based on GuruFocus' analysis, Insolation Energy (NSE:INA) is currently considered Possible Value Trap. The stock's GF Value™ is ₹426.26, compared to a current price of ₹112.72 — trading 73.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.54%. Insolation Energy's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Insolation Energy (NSE:INA), the current Effective Interest Rate on Debt % is 3.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insolation Energy (NSE:INA) Overvalued in 2026?

Based on GuruFocus' analysis, Insolation Energy stock appears to be undervalued. The current stock price of ₹112.72 is trading 73.6% below its estimated GF Value™ of ₹426.26. GuruFocus considers Insolation Energy to be Possible Value Trap.

Key valuation signals for NSE:INA:

  • Effective Interest Rate on Debt %: 3.54%
  • GF Value™: ₹426.26 vs. price of ₹112.72 (73.6% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the NSE:INA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insolation Energy Business Description

Other Exchanges 543620:India
Address New Aatish Market Extension, Gopalpura Bypass, C-02, Fluidcon House, Behind Inox Cinema Hall, Jaipur, RJ, IND, 302020
Insolation Energy Ltd is an India-based company engaged in manufacturing solar panels under the brand name INA. The products of the company include Solar Module, Solar PCU, Solar Battery, and Solar Charge Controller.
66GF Score

Get the complete analysis for NSE:INA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹112.72
Price
₹426.26
GF Value