Indigo Paints (NSE:INDIGOPNTS) Effective Interest Rate on Debt %: 10.92% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:INDIGOPNTS Indigo Paints Ltd NSE:INDIGOPNTS
91 GF Score
Price ₹1,140.30
GF Value ₹1,408.05
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Indigo Paints Effective Interest Rate on Debt %?

Indigo Paints NSE:INDIGOPNTS -3.20% 91 Effective Interest Rate on Debt % is 10.92% as of Jun. 2026. GuruFocus rates NSE:INDIGOPNTS with a GF Score™ of 91/100 and a GF Value™ of ₹1,408.05 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indigo Paints's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹23 Mil. Indigo Paints's average total debt for the quarter that ended in Jun. 2026 was ₹211 Mil. Therefore, Indigo Paints's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 10.92%.


Indigo Paints  (NSE:INDIGOPNTS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indigo Paints Effective Interest Rate on Debt % Related Terms


Indigo Paints Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indigo Paints's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indigo Paints Effective Interest Rate on Debt % Chart

Indigo Paints Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 12.54 11.33 12.45 13.39 10.71

Indigo Paints Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.09 11.93 9.65 17.95 10.92

NSE:INDIGOPNTS vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Indigo Paints's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indigo Paints Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Indigo Paints's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indigo Paints's Effective Interest Rate on Debt % falls into.


NSE:INDIGOPNTS
91GF Score
Indigo Paints Ltd NSE:INDIGOPNTS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indigo Paints Effective Interest Rate on Debt % Calculation

Indigo Paints's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -25.919/( (272.704+211.305)/ 2 )
=-1  *  -25.919/242.0045
=10.71 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=139.796 + 132.908
=272.704

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.761 + 93.544
=211.305

Indigo Paints's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -23.084/( (211.305+0)/ 1 )
=-1  *  -23.084/211.305
=10.92 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.761 + 93.544
=211.305

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.92% mean?
Indigo Paints (NSE:INDIGOPNTS) has a Effective Interest Rate on Debt % of 10.92% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indigo Paints and its competitors.
Is Indigo Paints' Effective Interest Rate on Debt % too high?
Indigo Paints' current Effective Interest Rate on Debt % is 10.92%. Overall, Indigo Paints has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indigo Paints' Effective Interest Rate on Debt % compare to LIN and SHW?
Indigo Paints' Effective Interest Rate on Debt % of 10.92% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indigo Paints and its competitors. Indigo Paints's current Effective Interest Rate on Debt % is 10.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indigo Paints stock overvalued right now?
Based on GuruFocus' analysis, Indigo Paints (NSE:INDIGOPNTS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,408.05, compared to a current price of ₹1,140.30 — trading 19% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.92%. Indigo Paints' overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indigo Paints (NSE:INDIGOPNTS), the current Effective Interest Rate on Debt % is 10.92% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indigo Paints (NSE:INDIGOPNTS) Overvalued in 2026?

Based on GuruFocus' analysis, Indigo Paints stock appears to be undervalued. The current stock price of ₹1,140.30 is trading 19% below its estimated GF Value™ of ₹1,408.05. GuruFocus considers Indigo Paints to be Modestly Undervalued.

Key valuation signals for NSE:INDIGOPNTS:

  • Effective Interest Rate on Debt %: 10.92%
  • GF Value™: ₹1,408.05 vs. price of ₹1,140.30 (19% below fair value)
  • GF Score™: 91/100 with 1 warning sign

No single metric tells the full story. See the NSE:INDIGOPNTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indigo Paints Business Description

Other Exchanges 543258:India
Address Baner Road, Street 5, Indigo Tower, Pallod Farm 2, Pune, MH, IND, 411 045
Indigo Paints Ltd is engaged in manufacturing different types of decorative paints like enamels, emulsions, wood coatings, primers, distempers, putties, and cement paints. Its only operating segment is Paints. Geographically, it derives a majority of revenue from India and also has its presence in other countries.
91GF Score

Get the complete analysis for NSE:INDIGOPNTS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,140.30
Price
₹1,408.05
GF Value