Navneet Education (NSE:NAVNETEDUL) Effective Interest Rate on Debt %: 85.19% (As of Mar. 2026)


NSE:NAVNETEDUL Navneet Education Ltd NSE:NAVNETEDUL
88 GF Score
Price ₹150.05
GF Value ₹153.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Navneet Education Effective Interest Rate on Debt %?

Navneet Education NSE:NAVNETEDUL +0.89% 88 Effective Interest Rate on Debt % is 85.19% as of Mar. 2026. GuruFocus rates NSE:NAVNETEDUL with a GF Score™ of 88/100 and a GF Value™ of ₹153.56 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Navneet Education's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹920 Mil. Navneet Education's average total debt for the quarter that ended in Mar. 2026 was ₹1,080 Mil. Therefore, Navneet Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 85.19%.


Navneet Education  (NSE:NAVNETEDUL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Navneet Education Effective Interest Rate on Debt % Related Terms


Navneet Education Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Navneet Education's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navneet Education Effective Interest Rate on Debt % Chart

Navneet Education Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.95 5.50 7.32 8.31 11.05

Navneet Education Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.02 12.02 15.69 15.69 85.19

NSE:NAVNETEDUL vs NYT, WLY: Effective Interest Rate on Debt % Comparison

For the Publishing subindustry, Navneet Education's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navneet Education Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Navneet Education's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Navneet Education's Effective Interest Rate on Debt % falls into.


NSE:NAVNETEDUL
88GF Score
Navneet Education Ltd NSE:NAVNETEDUL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Navneet Education Effective Interest Rate on Debt % Calculation

Navneet Education's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -170/( (1996.8+1080)/ 2 )
=-1  *  -170/1538.4
=11.05 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=574.6 + 1422.2
=1996.8

Navneet Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -920/( (0+1080)/ 1 )
=-1  *  -920/1080
=85.19 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 85.19% mean?
Navneet Education (NSE:NAVNETEDUL) has a Effective Interest Rate on Debt % of 85.19% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Navneet Education and its competitors.
Is Navneet Education's Effective Interest Rate on Debt % too high?
Navneet Education's current Effective Interest Rate on Debt % is 85.19%. Overall, Navneet Education has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Navneet Education's Effective Interest Rate on Debt % compare to NYT and WLY?
Navneet Education's Effective Interest Rate on Debt % of 85.19% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Navneet Education and its competitors. Navneet Education's current Effective Interest Rate on Debt % is 85.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navneet Education stock overvalued right now?
Based on GuruFocus' analysis, Navneet Education (NSE:NAVNETEDUL) is currently considered Fairly Valued. The stock's GF Value™ is ₹153.56, compared to a current price of ₹150.05 — trading 2.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 85.19%. Navneet Education's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Navneet Education (NSE:NAVNETEDUL), the current Effective Interest Rate on Debt % is 85.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Navneet Education (NSE:NAVNETEDUL) Overvalued in 2026?

Based on GuruFocus' analysis, Navneet Education stock appears to be undervalued. The current stock price of ₹150.05 is trading 2.3% below its estimated GF Value™ of ₹153.56. GuruFocus considers Navneet Education to be Fairly Valued.

Key valuation signals for NSE:NAVNETEDUL:

  • Effective Interest Rate on Debt %: 85.19%
  • GF Value™: ₹153.56 vs. price of ₹150.05 (2.3% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the NSE:NAVNETEDUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Navneet Education Business Description

Other Exchanges 508989:India
Address Bhavani Shankar Road, Navneet Bhavan, Near Shardashram Society, Dadar (West), Mumbai, MH, IND, 400028
Navneet Education Ltd is an Indian company engaged in the publishing of educational and children's books, scholastic stationery, and non-paper stationery products. It offers syllabus-based content in print and digital mediums aligned with various Indian educational boards including CBSE and ICSE. The business segments includes Publication, Stationary and Others. The company markets its products under several brands such as Navneet, Vikas, Gala, YOUVA, and TOPClass, and has a dominant presence in Western India with expanding reach across the country and internationally. Navneet also provides digital learning solutions and has diversified into non-paper stationery and general books. Its revenue is generated from publishing, stationery product sales, and digital education services.
88GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹150.05
Price
₹153.56
GF Value