Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
N R Agarwal Industries (NSE:NRAIL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
N R Agarwal Industries Effective Interest Rate on Debt % Related Terms
N R Agarwal Industries Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for N R Agarwal Industries's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N R Agarwal Industries Effective Interest Rate on Debt % Chart
N R Agarwal Industries Effective Interest Rate on Debt % Competitor Comparison
For the Paper & Paper Products subindustry, N R Agarwal Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N R Agarwal Industries Effective Interest Rate on Debt % vs Forest Products Industry
For the Forest Products industry and Basic Materials sector, N R Agarwal Industries's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where N R Agarwal Industries's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.02% mean?
N R Agarwal Industries (NSE:NRAIL) has a Effective Interest Rate on Debt % of 8.02% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on N R Agarwal Industries and its competitors.
Is N R Agarwal Industries' Effective Interest Rate on Debt % too high?
N R Agarwal Industries' current Effective Interest Rate on Debt % is 8.02%. Overall, N R Agarwal Industries has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does N R Agarwal Industries' Effective Interest Rate on Debt % compare to competitors?
N R Agarwal Industries' Effective Interest Rate on Debt % of 8.02% can be compared against companies in the Forest Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Forest Products company?
A good Effective Interest Rate on Debt % depends on the Forest Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on N R Agarwal Industries and its competitors. N R Agarwal Industries's current Effective Interest Rate on Debt % is 8.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N R Agarwal Industries stock overvalued right now?
Based on GuruFocus' analysis, N R Agarwal Industries (NSE:NRAIL) is currently considered Fairly Valued. The stock's GF Value™ is ₹575.65, compared to a current price of ₹523.95 — trading 9% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.02%. N R Agarwal Industries' overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For N R Agarwal Industries (NSE:NRAIL), the current Effective Interest Rate on Debt % is 8.02% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N R Agarwal Industries (NSE:NRAIL) Overvalued in 2026?
Based on GuruFocus' analysis, N R Agarwal Industries stock appears to be undervalued.
The current stock price of ₹523.95 is trading 9% below its estimated GF Value™ of ₹575.65.
GuruFocus considers N R Agarwal Industries to be Fairly Valued.
Key valuation signals for NSE:NRAIL:
Effective Interest Rate on Debt %: 8.02%
GF Value™: ₹575.65 vs. price of ₹523.95 (9% below fair value)
No single metric tells the full story. See the NSE:NRAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N R Agarwal Industries Ltd is an India-based company, which is principally engaged in the manufacturing of quality finished paper and paper products. The products of the comany include duplex boards, copiers, newsprint, writing, and printing products. The company generates a majority of its revenue from the sale of paper-related products. Geographically, it derives maximum revenue domestically.
81GF Score
Get the complete analysis for NSE:NRAIL
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:NRAIL has been successfully added to your 
