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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Patel Retail's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹101 Mil. Patel Retail's average total debt for the quarter that ended in Mar. 2026 was ₹1,635 Mil. Therefore, Patel Retail's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.20%.
Patel Retail (NSE:PATELRMART) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Patel Retail Effective Interest Rate on Debt % Related Terms
Patel Retail Effective Interest Rate on Debt % Historical Data
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The historical data trend for Patel Retail's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Patel Retail Effective Interest Rate on Debt % Chart
NSE:PATELRMART vs DDS, M: Effective Interest Rate on Debt % Comparison
For the Department Stores subindustry, Patel Retail's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Patel Retail Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Patel Retail's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Patel Retail's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 6.20% mean?
Patel Retail (NSE:PATELRMART) has a Effective Interest Rate on Debt % of 6.20% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Patel Retail and its competitors.
Is Patel Retail's Effective Interest Rate on Debt % too high?
Patel Retail's current Effective Interest Rate on Debt % is 6.20%. Overall, Patel Retail has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Patel Retail's Effective Interest Rate on Debt % compare to DDS and M?
Patel Retail's Effective Interest Rate on Debt % of 6.20% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Patel Retail and its competitors. Patel Retail's current Effective Interest Rate on Debt % is 6.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patel Retail stock overvalued right now?
Patel Retail (NSE:PATELRMART) has a current Effective Interest Rate on Debt % of 6.20%. The current Effective Interest Rate on Debt % is 6.20%. Patel Retail's overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Patel Retail (NSE:PATELRMART), the current Effective Interest Rate on Debt % is 6.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Patel Retail Ltd is engaged as a retail supermarket chain operating in tier-III cities and nearby suburban areas, with focus on value retail, offering food, non-food (FMCG), general merchandise and apparel catering to the needs of the entire family. Its operations are spread across the suburban area of Thane and Raigad district in Maharashtra. The company operates and manages approximately forty three (43) stores, with a Retail Business Area25 of approx. 1,78,946 square feet.
17GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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