Sai Life Sciences (NSE:SAILIFE) Effective Interest Rate on Debt %: 10.85% (As of Mar. 2026)

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NSE:SAILIFE Sai Life Sciences Ltd NSE:SAILIFE
18 GF Score
Price ₹1,315.10
! 5 Warning Signs
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What is Sai Life Sciences Effective Interest Rate on Debt %?

Sai Life Sciences NSE:SAILIFE -0.01% 18 Effective Interest Rate on Debt % is 10.85% as of Mar. 2026. GuruFocus rates NSE:SAILIFE with a GF Score™ of 18/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sai Life Sciences's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹313 Mil. Sai Life Sciences's average total debt for the quarter that ended in Mar. 2026 was ₹2,885 Mil. Therefore, Sai Life Sciences's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.85%.


Sai Life Sciences  (NSE:SAILIFE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sai Life Sciences Effective Interest Rate on Debt % Related Terms


Sai Life Sciences Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sai Life Sciences's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sai Life Sciences Effective Interest Rate on Debt % Chart

Sai Life Sciences Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
5.13 8.12 9.24 11.90 12.25

Sai Life Sciences Quarterly Data
Mar22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.36 14.03 8.96 9.29 10.85

NSE:SAILIFE vs TMO, DHR, IDXX: Effective Interest Rate on Debt % Comparison

For the Diagnostics & Research subindustry, Sai Life Sciences's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Life Sciences Effective Interest Rate on Debt % vs Medical Diagnostics & Research Industry

For the Medical Diagnostics & Research industry and Healthcare sector, Sai Life Sciences's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sai Life Sciences's Effective Interest Rate on Debt % falls into.


NSE:SAILIFE
18GF Score
Sai Life Sciences Ltd NSE:SAILIFE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sai Life Sciences Effective Interest Rate on Debt % Calculation

Sai Life Sciences's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -392.39/( (3523.81+2884.52)/ 2 )
=-1  *  -392.39/3204.165
=12.25 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1646.87 + 1876.94
=3523.81

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1481.24 + 1403.28
=2884.52

Sai Life Sciences's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -313/( (0+2884.52)/ 1 )
=-1  *  -313/2884.52
=10.85 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1481.24 + 1403.28
=2884.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.85% mean?
Sai Life Sciences (NSE:SAILIFE) has a Effective Interest Rate on Debt % of 10.85% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sai Life Sciences and its competitors.
Is Sai Life Sciences' Effective Interest Rate on Debt % too high?
Sai Life Sciences' current Effective Interest Rate on Debt % is 10.85%. Overall, Sai Life Sciences has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Sai Life Sciences' Effective Interest Rate on Debt % compare to TMO and DHR?
Sai Life Sciences' Effective Interest Rate on Debt % of 10.85% can be compared against companies in the Medical Diagnostics & Research industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Diagnostics & Research company?
A good Effective Interest Rate on Debt % depends on the Medical Diagnostics & Research industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sai Life Sciences and its competitors. Sai Life Sciences's current Effective Interest Rate on Debt % is 10.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Life Sciences stock overvalued right now?
Sai Life Sciences (NSE:SAILIFE) has a current Effective Interest Rate on Debt % of 10.85%. The current Effective Interest Rate on Debt % is 10.85%. Sai Life Sciences' overall GF Score™ is 18/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sai Life Sciences (NSE:SAILIFE), the current Effective Interest Rate on Debt % is 10.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sai Life Sciences Business Description

Other Exchanges 544306:India
Address Gachibowli Miyapur Road, L4- 01 & 02, SLN Terminus Survey, Survey no. 133, Gachibowli, Hyderabad, TG, IND, 500032
Sai Life Sciences Ltd is an innovator-focused, contract research, development, and manufacturing organization. It provides end-to-end services across the drug discovery, development, and manufacturing value chain, for small molecule new chemical entities (NCE), to pharmaceutical innovator companies and biotechnology firms. It possesses both; discovery/contract research (CRO) and chemistry, manufacturing, and control (CMC)/contract development and manufacturing organization (CDMO) capabilities. The company has only one reportable segment: contract research, development, and manufacturing. Geographically it operates in India as well as Outside India.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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