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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sumit Woods's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹116.8 Mil. Sumit Woods's average total debt for the quarter that ended in Mar. 2026 was ₹1,183.7 Mil. Therefore, Sumit Woods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.87%.
Sumit Woods (NSE:SUMIT) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Sumit Woods Effective Interest Rate on Debt % Related Terms
Sumit Woods Effective Interest Rate on Debt % Historical Data
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The historical data trend for Sumit Woods's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sumit Woods Effective Interest Rate on Debt % Chart
Sumit Woods Effective Interest Rate on Debt % Competitor Comparison
For the Real Estate - Development subindustry, Sumit Woods's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sumit Woods Effective Interest Rate on Debt % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Sumit Woods's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Sumit Woods's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 9.87% mean?
Sumit Woods (NSE:SUMIT) has a Effective Interest Rate on Debt % of 9.87% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sumit Woods and its competitors.
Is Sumit Woods' Effective Interest Rate on Debt % too high?
Sumit Woods' current Effective Interest Rate on Debt % is 9.87%. Overall, Sumit Woods has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumit Woods' Effective Interest Rate on Debt % compare to competitors?
Sumit Woods' Effective Interest Rate on Debt % of 9.87% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sumit Woods and its competitors. Sumit Woods's current Effective Interest Rate on Debt % is 9.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumit Woods stock overvalued right now?
Based on GuruFocus' analysis, Sumit Woods (NSE:SUMIT) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹39.19, compared to a current price of ₹49.40 — trading 26.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.87%. Sumit Woods' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sumit Woods (NSE:SUMIT), the current Effective Interest Rate on Debt % is 9.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sumit Woods (NSE:SUMIT) Overvalued in 2026?
Based on GuruFocus' analysis, Sumit Woods stock appears to be overvalued.
The current stock price of ₹49.40 is trading 26.1% above its estimated GF Value™ of ₹39.19.
GuruFocus considers Sumit Woods to be Modestly Overvalued.
Key valuation signals for NSE:SUMIT:
Effective Interest Rate on Debt %: 9.87%
GF Value™: ₹39.19 vs. price of ₹49.40 (26.1% above fair value)
No single metric tells the full story. See the NSE:SUMIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sumit Woods Ltd is an Indian real estate company. It is engaged in developing real estate projects by offering services including identification and evaluation of location, planning, designing and approval, project execution, and sales and marketing services. The company develops residential, commercial, retail, and social infrastructure projects on the real estate development front. Its projects portfolio includes Sumit-Greendale NX, Sumit Proxima, Sumit Garden Grove, Sumit Lata, Sumit Province II, Sumit Bhoomi Avenue, Sumit Bells, and many more. The company generates revenue from the Sale of Units in Projects in India.
67GF Score
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