Vinsys IT Services India (NSE:VINSYS) Effective Interest Rate on Debt %: 13.36% (As of Mar. 2026)

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NSE:VINSYS Vinsys IT Services India Ltd NSE:VINSYS
90 GF Score
Price ₹569.25
GF Value ₹538.08
Valuation Fairly Valued
! 10 Warning Signs
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What is Vinsys IT Services India Effective Interest Rate on Debt %?

Vinsys IT Services India NSE:VINSYS -1.85% 90 Effective Interest Rate on Debt % is 13.36% as of Mar. 2026. GuruFocus rates NSE:VINSYS with a GF Score™ of 90/100 and a GF Value™ of ₹538.08 (Fairly Valued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vinsys IT Services India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹48 Mil. Vinsys IT Services India's average total debt for the quarter that ended in Mar. 2026 was ₹356 Mil. Therefore, Vinsys IT Services India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.36%.


Vinsys IT Services India  (NSE:VINSYS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vinsys IT Services India Effective Interest Rate on Debt % Related Terms


Vinsys IT Services India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vinsys IT Services India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vinsys IT Services India Effective Interest Rate on Debt % Chart

Vinsys IT Services India Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 7.34 7.90 10.39 12.62 11.22

Vinsys IT Services India Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 6.90 10.59 7.66 13.92 13.36

NSE:VINSYS vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Vinsys IT Services India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vinsys IT Services India Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Vinsys IT Services India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vinsys IT Services India's Effective Interest Rate on Debt % falls into.


NSE:VINSYS
90GF Score
Vinsys IT Services India Ltd NSE:VINSYS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vinsys IT Services India Effective Interest Rate on Debt % Calculation

Vinsys IT Services India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -39.955/( (193.472+518.884)/ 2 )
=-1  *  -39.955/356.178
=11.22 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=141.519 + 51.953
=193.472

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=304.668 + 214.216
=518.884

Vinsys IT Services India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -47.57/( (193.472+518.884)/ 2 )
=-1  *  -47.57/356.178
=13.36 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=141.519 + 51.953
=193.472

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=304.668 + 214.216
=518.884

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.36% mean?
Vinsys IT Services India (NSE:VINSYS) has a Effective Interest Rate on Debt % of 13.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vinsys IT Services India and its competitors.
Is Vinsys IT Services India's Effective Interest Rate on Debt % too high?
Vinsys IT Services India's current Effective Interest Rate on Debt % is 13.36%. Overall, Vinsys IT Services India has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vinsys IT Services India's Effective Interest Rate on Debt % compare to EDU and TAL?
Vinsys IT Services India's Effective Interest Rate on Debt % of 13.36% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vinsys IT Services India and its competitors. Vinsys IT Services India's current Effective Interest Rate on Debt % is 13.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinsys IT Services India stock overvalued right now?
Based on GuruFocus' analysis, Vinsys IT Services India (NSE:VINSYS) is currently considered Fairly Valued. The stock's GF Value™ is ₹538.08, compared to a current price of ₹569.25 — trading 5.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 13.36%. Vinsys IT Services India's overall GF Score™ is 90/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vinsys IT Services India (NSE:VINSYS), the current Effective Interest Rate on Debt % is 13.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vinsys IT Services India (NSE:VINSYS) Overvalued in 2026?

Based on GuruFocus' analysis, Vinsys IT Services India stock appears to be overvalued. The current stock price of ₹569.25 is trading 5.8% above its estimated GF Value™ of ₹538.08. GuruFocus considers Vinsys IT Services India to be Fairly Valued.

Key valuation signals for NSE:VINSYS:

  • Effective Interest Rate on Debt %: 13.36%
  • GF Value™: ₹538.08 vs. price of ₹569.25 (5.8% above fair value)
  • GF Score™: 90/100 with 10 warning signs

No single metric tells the full story. See the NSE:VINSYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vinsys IT Services India Business Description

Address S. No. 28/11- 12, Shivaji Niketan, C.T.S. No. 458A, Tejas Housing Society, Near Mantri Park Behind Kothrud Bus Stand, Kothrud, Pune, MH, IND, 411038
Vinsys IT Services India Ltd is engaged in the IT business. The core competencies of the company include Training and Certifications, Digital Learning, IT Services, Business Academy, and technology training. The company is dedicated to becoming an accredited training service provider to meet the growing demand for training and workforce development. The company specializes in corporate training and consulting across a broad range of domains. The company caters to professionals across all industries and domains and offers assistance to organizations in formulating their learning and development strategies.
90GF Score

Get the complete analysis for NSE:VINSYS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹569.25
Price
₹538.08
GF Value