NVGS (Navigator Holdings) Effective Interest Rate on Debt %: 5.84% (As of Jun. 2026)

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NVGS Navigator Holdings Ltd NVGS
86 GF Score
Price $20.54
GF Value $19.56
Valuation Fairly Valued
! 3 Warning Signs
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What is Navigator Holdings Effective Interest Rate on Debt %?

Navigator Holdings NVGS +2.55% 86 Effective Interest Rate on Debt % is 5.84% as of Jun. 2026. GuruFocus rates NVGS with a GF Score™ of 86/100 and a GF Value™ of $19.56 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Navigator Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $53.4 Mil. Navigator Holdings's average total debt for the quarter that ended in Jun. 2026 was $914.5 Mil. Therefore, Navigator Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.84%.


Navigator Holdings  (NYSE:NVGS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Navigator Holdings Effective Interest Rate on Debt % Related Terms


Navigator Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Navigator Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navigator Holdings Effective Interest Rate on Debt % Chart

Navigator Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.52 5.55 7.79 6.55 6.34

Navigator Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.23 6.07 5.70 5.37 5.84

NVGS vs PBT, NAT, EE: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Midstream subindustry, Navigator Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navigator Holdings Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Navigator Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Navigator Holdings's Effective Interest Rate on Debt % falls into.


NVGS
86GF Score
Navigator Holdings Ltd NVGS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Navigator Holdings Effective Interest Rate on Debt % Calculation

Navigator Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -55.778/( (857.282+903.048)/ 2 )
=-1  *  -55.778/880.165
=6.34 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=606.015 + 251.267
=857.282

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=733.779 + 169.269
=903.048

Navigator Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -53.392/( (902.966+926.056)/ 2 )
=-1  *  -53.392/914.511
=5.84 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=731.076 + 171.89
=902.966

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=785.102 + 140.954
=926.056

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.84% mean?
Navigator Holdings (NVGS) has a Effective Interest Rate on Debt % of 5.84% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Navigator Holdings and its competitors.
Is Navigator Holdings' Effective Interest Rate on Debt % too high?
Navigator Holdings' current Effective Interest Rate on Debt % is 5.84%. Overall, Navigator Holdings has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Navigator Holdings' Effective Interest Rate on Debt % compare to PBT and NAT?
Navigator Holdings' Effective Interest Rate on Debt % of 5.84% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Navigator Holdings and its competitors. Navigator Holdings's current Effective Interest Rate on Debt % is 5.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navigator Holdings stock overvalued right now?
Based on GuruFocus' analysis, Navigator Holdings (NVGS) is currently considered Fairly Valued. The stock's GF Value™ is $19.56, compared to a current price of $20.54 — trading 5% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.84%. Navigator Holdings' overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Navigator Holdings (NVGS), the current Effective Interest Rate on Debt % is 5.84% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Navigator Holdings (NVGS) Overvalued in 2026?

Based on GuruFocus' analysis, Navigator Holdings stock appears to be overvalued. The current stock price of $20.54 is trading 5% above its estimated GF Value™ of $19.56. GuruFocus considers Navigator Holdings to be Fairly Valued.

Key valuation signals for NVGS:

  • Effective Interest Rate on Debt %: 5.84%
  • GF Value™: $19.56 vs. price of $20.54 (5% above fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the NVGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Navigator Holdings Business Description

Industry EnergyOil & Gas
Other Exchanges 1NV:Germany
Address c/o NGT Services (UK) Ltd, 10 Bressenden Place, London, GBR, SW1E 5DH
Navigator Holdings Ltd owns and operates liquefied gas carriers, which include a fleet of handysize liquefied gas carriers. The company also owns a share in an ethylene export marine terminal at Morgan's Point, Texas on the Houston Ship Channel (the Ethylene Export Terminal) through a joint venture (the Export Terminal Joint Venture). The company plays a vital role in the globalised liquefied gas supply chain, providing gas transportation solutions for energy companies, industrial users, and commodity traders.
86GF Score

Get the complete analysis for NVGS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.54
Price
$19.56
GF Value