Next (NXGPF) Effective Interest Rate on Debt %: 5.08% (As of Jan. 2026)

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NXGPF Next PLC NXGPF
89 GF Score
Price $197.60
GF Value $166.82
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Next Effective Interest Rate on Debt %?

Next NXGPF 89 Effective Interest Rate on Debt % is 5.08% as of Jan. 2026. GuruFocus rates NXGPF with a GF Score™ of 89/100 and a GF Value™ of $166.82 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Next's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $130 Mil. Next's average total debt for the quarter that ended in Jan. 2026 was $2,566 Mil. Therefore, Next's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.08%.


Next  (OTCPK:NXGPF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Next Effective Interest Rate on Debt % Related Terms


Next Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Next's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Next Effective Interest Rate on Debt % Chart

Next Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.79 3.67 4.65 5.03 5.53

Next Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.94 5.08 5.14 5.30 5.08

NXGPF vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Next's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Next Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Next's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Next's Effective Interest Rate on Debt % falls into.


NXGPF
89GF Score
Next PLC NXGPF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Next Effective Interest Rate on Debt % Calculation

Next's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -131.529/( (2310.013+2447.497)/ 2 )
=-1  *  -131.529/2378.755
=5.53 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1714.957 + 595.056
=2310.013

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1937.348 + 510.149
=2447.497

Next's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -130.446/( (2684.346+2447.497)/ 2 )
=-1  *  -130.446/2565.9215
=5.08 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2097.301 + 587.045
=2684.346

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1937.348 + 510.149
=2447.497

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.08% mean?
Next (NXGPF) has a Effective Interest Rate on Debt % of 5.08% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Next and its competitors.
Is Next's Effective Interest Rate on Debt % too high?
Next's current Effective Interest Rate on Debt % is 5.08%. Overall, Next has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Next's Effective Interest Rate on Debt % compare to TJX and ROST?
Next's Effective Interest Rate on Debt % of 5.08% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Next and its competitors. Next's current Effective Interest Rate on Debt % is 5.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Next stock overvalued right now?
Based on GuruFocus' analysis, Next (NXGPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $166.82, compared to a current price of $197.60 — trading 18.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.08%. Next's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Next (NXGPF), the current Effective Interest Rate on Debt % is 5.08% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Next (NXGPF) Overvalued in 2026?

Based on GuruFocus' analysis, Next stock appears to be overvalued. The current stock price of $197.60 is trading 18.5% above its estimated GF Value™ of $166.82. GuruFocus considers Next to be Modestly Overvalued.

Key valuation signals for NXGPF:

  • Effective Interest Rate on Debt %: 5.08%
  • GF Value™: $166.82 vs. price of $197.60 (18.5% above fair value)
  • GF Score™: 89/100 with 2 warning signs

No single metric tells the full story. See the NXGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Next Business Description

Address Desford Road, Enderby, Leicester, GBR, LE19 4AT
Next PLC operates as a retailer, specializing in the sale of clothing, footwear, accessories, and home products. A portion of the company's product offerings comprises items bearing the Next brand. Additionally, the majority of the company's remaining sales occur through retail stores located outside the United Kingdom, which it franchises. The company's segments encompass NEXT Online, NEXT Finance, NEXT Retail, and Other Business Activities. A substantial portion of the company's revenue is derived from customers within the United Kingdom; however, its presence extends to regions such as the Rest of Europe, the Middle East, Asia, and the Rest of the World.
89GF Score

Get the complete analysis for NXGPF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$197.60
Price
$166.82
GF Value