Monsenso AS (OCSE:MONSO) Effective Interest Rate on Debt %: 8.79% (As of Dec. 2025)

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OCSE:MONSO Monsenso AS OCSE:MONSO
29 GF Score
Price kr0.35
GF Value kr0.15
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Monsenso AS Effective Interest Rate on Debt %?

Monsenso AS OCSE:MONSO +16.67% 29 Effective Interest Rate on Debt % is 8.79% as of Dec. 2025. GuruFocus rates OCSE:MONSO with a GF Score™ of 29/100 and a GF Value™ of kr0.15 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Monsenso AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was kr0.16 Mil. Monsenso AS's average total debt for the quarter that ended in Dec. 2025 was kr1.84 Mil. Therefore, Monsenso AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.79%.


Monsenso AS  (OCSE:MONSO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Monsenso AS Effective Interest Rate on Debt % Related Terms


Monsenso AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Monsenso AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monsenso AS Effective Interest Rate on Debt % Chart

Monsenso AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 6.30

Monsenso AS Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 8.79

OCSE:MONSO vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, Monsenso AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Monsenso AS Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Monsenso AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Monsenso AS's Effective Interest Rate on Debt % falls into.


OCSE:MONSO
29GF Score
Monsenso AS OCSE:MONSO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Monsenso AS Effective Interest Rate on Debt % Calculation

Monsenso AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.116/( (0+1.842)/ 1 )
=-1  *  -0.116/1.842
=6.30 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.648 + 0.194
=1.842

Monsenso AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.162/( (0+1.842)/ 1 )
=-1  *  -0.162/1.842
=8.79 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.648 + 0.194
=1.842

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.79% mean?
Monsenso AS (OCSE:MONSO) has a Effective Interest Rate on Debt % of 8.79% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Monsenso AS and its competitors.
Is Monsenso AS's Effective Interest Rate on Debt % too high?
Monsenso AS's current Effective Interest Rate on Debt % is 8.79%. Overall, Monsenso AS has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Monsenso AS's Effective Interest Rate on Debt % compare to VEEV and BTSG?
Monsenso AS's Effective Interest Rate on Debt % of 8.79% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Monsenso AS and its competitors. Monsenso AS's current Effective Interest Rate on Debt % is 8.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monsenso AS stock overvalued right now?
Based on GuruFocus' analysis, Monsenso AS (OCSE:MONSO) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.15, compared to a current price of kr0.35 — trading 133.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.79%. Monsenso AS's overall GF Score™ is 29/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Monsenso AS (OCSE:MONSO), the current Effective Interest Rate on Debt % is 8.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Monsenso AS (OCSE:MONSO) Overvalued in 2026?

Based on GuruFocus' analysis, Monsenso AS stock appears to be overvalued. The current stock price of kr0.35 is trading 133.3% above its estimated GF Value™ of kr0.15. GuruFocus considers Monsenso AS to be Significantly Overvalued.

Key valuation signals for OCSE:MONSO:

  • Effective Interest Rate on Debt %: 8.79%
  • GF Value™: kr0.15 vs. price of kr0.35 (133.3% above fair value)
  • GF Score™: 29/100 with 8 warning signs

No single metric tells the full story. See the OCSE:MONSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Monsenso AS Business Description

Address Rosenorns Alle 31, 2, Frederiksberg, DNK, DK-1970
Monsenso AS is a mobile mental health company. It technology company offering a digital health solution used for decentralized trials, remote patient monitoring, and treatment support. The company's mission is to contribute to improved health for more people at lower costs by supporting treatment digitally and leveraging patient-reported outcomes data, and the solution helps optimise the treatment and gives a detailed overview of an individual's health through the collection of outcome, adherence, and behavioral data.
29GF Score

Get the complete analysis for OCSE:MONSO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.35
Price
kr0.15
GF Value