OIO (OIO Group) Effective Interest Rate on Debt %: 5.75% (As of Dec. 2025)


OIO OIO Group OIO
39 GF Score
Price $2.34
GF Value $3.50
Valuation Possible Value Trap
! 3 Warning Signs
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What is OIO Group Effective Interest Rate on Debt %?

OIO Group OIO -3.49% 39 Effective Interest Rate on Debt % is 5.75% as of Dec. 2025. GuruFocus rates OIO with a GF Score™ of 39/100 and a GF Value™ of $3.50 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. OIO Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.34 Mil. OIO Group's average total debt for the quarter that ended in Dec. 2025 was $5.91 Mil. Therefore, OIO Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.75%.


OIO Group  (NAS:OIO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


OIO Group Effective Interest Rate on Debt % Related Terms


OIO Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for OIO Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OIO Group Effective Interest Rate on Debt % Chart

OIO Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.88 2.97 4.86 4.86 4.84

OIO Group Semi-Annual Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 5.55 4.02 6.18 3.85 5.75

OIO vs IGR, PFN, RA: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, OIO Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OIO Group Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, OIO Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where OIO Group's Effective Interest Rate on Debt % falls into.


OIO
39GF Score
OIO Group OIO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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OIO Group Effective Interest Rate on Debt % Calculation

OIO Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.293/( (6.467+5.632)/ 2 )
=-1  *  -0.293/6.0495
=4.84 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.927 + 4.54
=6.467

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.831 + 3.801
=5.632

OIO Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.34/( (6.193+5.632)/ 2 )
=-1  *  -0.34/5.9125
=5.75 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.024 + 4.169
=6.193

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.831 + 3.801
=5.632

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.75% mean?
OIO Group (OIO) has a Effective Interest Rate on Debt % of 5.75% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OIO Group and its competitors.
Is OIO Group's Effective Interest Rate on Debt % too high?
OIO Group's current Effective Interest Rate on Debt % is 5.75%. Overall, OIO Group has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does OIO Group's Effective Interest Rate on Debt % compare to IGR and PFN?
OIO Group's Effective Interest Rate on Debt % of 5.75% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OIO Group and its competitors. OIO Group's current Effective Interest Rate on Debt % is 5.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OIO Group stock overvalued right now?
Based on GuruFocus' analysis, OIO Group (OIO) is currently considered Possible Value Trap. The stock's GF Value™ is $3.50, compared to a current price of $2.34 — trading 33.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.75%. OIO Group's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For OIO Group (OIO), the current Effective Interest Rate on Debt % is 5.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OIO Group (OIO) Overvalued in 2026?

Based on GuruFocus' analysis, OIO Group stock appears to be undervalued. The current stock price of $2.34 is trading 33.1% below its estimated GF Value™ of $3.50. GuruFocus considers OIO Group to be Possible Value Trap.

Key valuation signals for OIO:

  • Effective Interest Rate on Debt %: 5.75%
  • GF Value™: $3.50 vs. price of $2.34 (33.1% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the OIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OIO Group Business Description

Address 101 Tuas South Avenue 2, Singapore, SGP, 637226
OIO Group operates as an investment and development platform operating through its subsidiary, ESA, which is a waste management, treatment, and recycling company involved in the collection and recycling of hazardous and non-hazardous industrial waste from customers such as pharmaceutical, semiconductor, petrochemical, and electroplating companies. ESA currently has two revenue streams, from: (i) services income which is mainly comprised of the fees it charges its customers for waste collection and disposal services, which fees are similar to those charged by ESA's competitors, and (ii) the sales and trading of ESA's circular products that are made and processed from the recycled waste collected from its customers with respect to its waste collection and disposal services.
39GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.34
Price
$3.50
GF Value