IDEX Biometrics ASA (OSL:IDEX) Effective Interest Rate on Debt %: 286.18% (As of Mar. 2026)

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OSL:IDEX IDEX Biometrics ASA OSL:IDEX
20 GF Score
Price kr8.10
GF Value kr0.53
Valuation Significantly Overvalued
! 5 Warning Signs
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What is IDEX Biometrics ASA Effective Interest Rate on Debt %?

IDEX Biometrics ASA OSL:IDEX -0.98% 20 Effective Interest Rate on Debt % is 286.18% as of Mar. 2026. GuruFocus rates OSL:IDEX with a GF Score™ of 20/100 and a GF Value™ of kr0.53 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IDEX Biometrics ASA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr55.69 Mil. IDEX Biometrics ASA's average total debt for the quarter that ended in Mar. 2026 was kr19.46 Mil. Therefore, IDEX Biometrics ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 286.18%.


IDEX Biometrics ASA  (OSL:IDEX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IDEX Biometrics ASA Effective Interest Rate on Debt % Related Terms


IDEX Biometrics ASA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IDEX Biometrics ASA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDEX Biometrics ASA Effective Interest Rate on Debt % Chart

IDEX Biometrics ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 160.79 151.61 15.17 56.05 39.50

IDEX Biometrics ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 177.58 13.29 65.99 55.98 286.18

OSL:IDEX vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, IDEX Biometrics ASA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDEX Biometrics ASA Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, IDEX Biometrics ASA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IDEX Biometrics ASA's Effective Interest Rate on Debt % falls into.


OSL:IDEX
20GF Score
IDEX Biometrics ASA OSL:IDEX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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IDEX Biometrics ASA Effective Interest Rate on Debt % Calculation

IDEX Biometrics ASA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.171/( (26.972+19.459)/ 2 )
=-1  *  -9.171/23.2155
=39.50 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.482 + 4.49
=26.972

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.683 + 11.776
=19.459

IDEX Biometrics ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -55.688/( (19.459+0)/ 1 )
=-1  *  -55.688/19.459
=286.18 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.683 + 11.776
=19.459

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 286.18% mean?
IDEX Biometrics ASA (OSL:IDEX) has a Effective Interest Rate on Debt % of 286.18% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IDEX Biometrics ASA and its competitors.
Is IDEX Biometrics ASA's Effective Interest Rate on Debt % too high?
IDEX Biometrics ASA's current Effective Interest Rate on Debt % is 286.18%. Overall, IDEX Biometrics ASA has a GF Score™ of 20/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDEX Biometrics ASA's Effective Interest Rate on Debt % compare to UBER and SHOP?
IDEX Biometrics ASA's Effective Interest Rate on Debt % of 286.18% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IDEX Biometrics ASA and its competitors. IDEX Biometrics ASA's current Effective Interest Rate on Debt % is 286.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDEX Biometrics ASA stock overvalued right now?
Based on GuruFocus' analysis, IDEX Biometrics ASA (OSL:IDEX) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.53, compared to a current price of kr8.10 — trading 1428.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 286.18%. IDEX Biometrics ASA's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IDEX Biometrics ASA (OSL:IDEX), the current Effective Interest Rate on Debt % is 286.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDEX Biometrics ASA (OSL:IDEX) Overvalued in 2026?

Based on GuruFocus' analysis, IDEX Biometrics ASA stock appears to be overvalued. The current stock price of kr8.10 is trading 1428.3% above its estimated GF Value™ of kr0.53. GuruFocus considers IDEX Biometrics ASA to be Significantly Overvalued.

Key valuation signals for OSL:IDEX:

  • Effective Interest Rate on Debt %: 286.18%
  • GF Value™: kr0.53 vs. price of kr8.10 (1428.3% above fair value)
  • GF Score™: 20/100 with 5 warning signs

No single metric tells the full story. See the OSL:IDEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDEX Biometrics ASA Business Description

Other Exchanges IDXAF:USA0MTP:UKI8X:Germany
Address Henrik Ibsens gate 90, Oslo, NOR, 0255
IDEX Biometrics ASA develops and manufactures fingerprint biometric cards for access control, digital identity, and payment. Its products use fingerprint biometrics for user authentication and are designed for physical and digital access applications. The company serves banks, enterprises, and public sector organizations through direct sales and channel partners.
20GF Score

Get the complete analysis for OSL:IDEX

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr8.10
Price
kr0.53
GF Value