PCM (Pcm Fund) Effective Interest Rate on Debt %: 5.25% (As of Dec. 2025)


PCM Pcm Fund Inc PCM
29 GF Score
Price $5.60
! 3 Warning Signs
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What is Pcm Fund Effective Interest Rate on Debt %?

Pcm Fund PCM +0.36% 29 Effective Interest Rate on Debt % is 5.25% as of Dec. 2025. GuruFocus rates PCM with a GF Score™ of 29/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pcm Fund's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.97 Mil. Pcm Fund's average total debt for the quarter that ended in Dec. 2025 was $37.60 Mil. Therefore, Pcm Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.25%.

Pcm Fund  (NYSE:PCM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Pcm Fund Effective Interest Rate on Debt % Related Terms

Pcm Fund Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pcm Fund's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pcm Fund Effective Interest Rate on Debt % Chart

Pcm Fund Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.18 0.85 4.52 6.48 5.50

Pcm Fund Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.97 6.73 5.96 5.37 5.25

PCM vs PGZ, VLT, CYPH: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Pcm Fund's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pcm Fund Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Pcm Fund's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pcm Fund's Effective Interest Rate on Debt % falls into.


PCM
29GF Score
Pcm Fund Inc PCM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pcm Fund Effective Interest Rate on Debt % Calculation

Pcm Fund's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.497/( (54.091+36.729)/ 2 )
=-1  *  -2.497/45.41
=5.50 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=54.091 + 0
=54.091

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.729 + 0
=36.729

Pcm Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.974/( (36.729+38.461)/ 2 )
=-1  *  -1.974/37.595
=5.25 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.729 + 0
=36.729

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=38.461 + 0
=38.461

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.25% mean?
Pcm Fund (PCM) has a Effective Interest Rate on Debt % of 5.25% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pcm Fund and its competitors.
Is Pcm Fund's Effective Interest Rate on Debt % too high?
Pcm Fund's current Effective Interest Rate on Debt % is 5.25%. Overall, Pcm Fund has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Pcm Fund's Effective Interest Rate on Debt % compare to PGZ and VLT?
Pcm Fund's Effective Interest Rate on Debt % of 5.25% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pcm Fund and its competitors. Pcm Fund's current Effective Interest Rate on Debt % is 5.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pcm Fund stock overvalued right now?
Pcm Fund (PCM) has a current Effective Interest Rate on Debt % of 5.25%. The current Effective Interest Rate on Debt % is 5.25%. Pcm Fund's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pcm Fund (PCM), the current Effective Interest Rate on Debt % is 5.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pcm Fund Business Description

Address 1633 Broadway, New York, NY, USA, 10019
Pcm Fund Inc is a closed-end investment management company. Its investment objective is to seek current income as a primary focus and also capital appreciation. The Fund invests in agency-guaranteed mortgage-backed securities, private-label mortgage-backed securities, high-yield corporate debt securities, and commercial mortgage-backed securities.
29GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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