PHCI (Panamera Holdings) Effective Interest Rate on Debt %: 4.73% (As of Apr. 2026)


PHCI Panamera Holdings Corp PHCI
12 GF Score
Price $2.50
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What is Panamera Holdings Effective Interest Rate on Debt %?

Panamera Holdings PHCI 12 Effective Interest Rate on Debt % is 4.73% as of Apr. 2026. GuruFocus rates PHCI with a GF Score™ of 12/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Panamera Holdings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.19 Mil. Panamera Holdings's average total debt for the quarter that ended in Apr. 2026 was $3.97 Mil. Therefore, Panamera Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.73%.

Panamera Holdings  (OTCPK:PHCI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Panamera Holdings Effective Interest Rate on Debt % Related Terms

Panamera Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Panamera Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Panamera Holdings Effective Interest Rate on Debt % Chart

Panamera Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.26 11.11 9.88 3.46 3.68

Panamera Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.86 0.00 9.83 4.83 4.73

PHCI vs SMID, RETO, BASA: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Panamera Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Panamera Holdings Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Panamera Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Panamera Holdings's Effective Interest Rate on Debt % falls into.


PHCI
12GF Score
Panamera Holdings Corp PHCI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Panamera Holdings Effective Interest Rate on Debt % Calculation

Panamera Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.005/( (0.184+0.088)/ 2 )
=-1  *  -0.005/0.136
=3.68 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.069 + 0.115
=0.184

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.024 + 0.064
=0.088

Panamera Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.188/( (3.963+3.98)/ 2 )
=-1  *  -0.188/3.9715
=4.73 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 3.963
=3.963

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 3.98
=3.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.73% mean?
Panamera Holdings (PHCI) has a Effective Interest Rate on Debt % of 4.73% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Panamera Holdings and its competitors.
Is Panamera Holdings' Effective Interest Rate on Debt % too high?
Panamera Holdings' current Effective Interest Rate on Debt % is 4.73%. Overall, Panamera Holdings has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Panamera Holdings' Effective Interest Rate on Debt % compare to SMID and RETO?
Panamera Holdings' Effective Interest Rate on Debt % of 4.73% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Panamera Holdings and its competitors. Panamera Holdings's current Effective Interest Rate on Debt % is 4.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Panamera Holdings stock overvalued right now?
Panamera Holdings (PHCI) has a current Effective Interest Rate on Debt % of 4.73%. The current Effective Interest Rate on Debt % is 4.73%. Panamera Holdings' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Panamera Holdings (PHCI), the current Effective Interest Rate on Debt % is 4.73% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Panamera Holdings Business Description

Address 2000 West Loop South, Suite 1820, Houston, TX, USA, 77056
Panamera Holdings Corp is a development stage company seeking new business opportunities with established operating business entities to merge with or to acquire with primary emphasis in the environmental services industry, and emerging technologies led by innovation with integration. It is actively investing in, acquiring, or partnering with the following sectors: Metals Recycling and Waste, Environmental Services, and Enabling Technology.
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