PHKIF (Poly Property Group Co) Effective Interest Rate on Debt %: 1.22% (As of Dec. 2025)

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PHKIF Poly Property Group Co Ltd PHKIF
73 GF Score
Price $0.22
GF Value $0.31
! 4 Warning Signs
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What is Poly Property Group Co Effective Interest Rate on Debt %?

Poly Property Group Co PHKIF 73 Effective Interest Rate on Debt % is 1.22% as of Dec. 2025. GuruFocus rates PHKIF with a GF Score™ of 73/100 and a GF Value™ of $0.31. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Poly Property Group Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $119 Mil. Poly Property Group Co's average total debt for the quarter that ended in Dec. 2025 was $9,733 Mil. Therefore, Poly Property Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.22%.


Poly Property Group Co  (OTCPK:PHKIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Poly Property Group Co Effective Interest Rate on Debt % Related Terms


Poly Property Group Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Poly Property Group Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poly Property Group Co Effective Interest Rate on Debt % Chart

Poly Property Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 2.05 2.04 2.17 1.54

Poly Property Group Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.05 1.89 2.41 1.88 1.22

Poly Property Group Co Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Poly Property Group Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poly Property Group Co Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Poly Property Group Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Poly Property Group Co's Effective Interest Rate on Debt % falls into.


PHKIF
73GF Score
Poly Property Group Co Ltd PHKIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Poly Property Group Co Effective Interest Rate on Debt % Calculation

Poly Property Group Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -151.594/( (9680.298+9966.8)/ 2 )
=-1  *  -151.594/9823.549
=1.54 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6994.136 + 2686.162
=9680.298

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7578.145 + 2388.655
=9966.8

Poly Property Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -119.16/( (9499.652+9966.8)/ 2 )
=-1  *  -119.16/9733.226
=1.22 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7064.811 + 2434.841
=9499.652

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7578.145 + 2388.655
=9966.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.22% mean?
Poly Property Group Co (PHKIF) has a Effective Interest Rate on Debt % of 1.22% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Poly Property Group Co and its competitors.
Is Poly Property Group Co's Effective Interest Rate on Debt % too high?
Poly Property Group Co's current Effective Interest Rate on Debt % is 1.22%. Overall, Poly Property Group Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Poly Property Group Co's Effective Interest Rate on Debt % compare to competitors?
Poly Property Group Co's Effective Interest Rate on Debt % of 1.22% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Poly Property Group Co and its competitors. Poly Property Group Co's current Effective Interest Rate on Debt % is 1.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poly Property Group Co stock overvalued right now?
Poly Property Group Co (PHKIF) has a current Effective Interest Rate on Debt % of 1.22%. The stock's GF Value™ is $0.31, compared to a current price of $0.22 — trading 29.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.22%. Poly Property Group Co's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Poly Property Group Co (PHKIF), the current Effective Interest Rate on Debt % is 1.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Poly Property Group Co (PHKIF) Overvalued in 2026?

Based on GuruFocus' analysis, Poly Property Group Co stock appears to be undervalued. The current stock price of $0.22 is trading 29.8% below its estimated GF Value™ of $0.31.

Key valuation signals for PHKIF:

  • Effective Interest Rate on Debt %: 1.22%
  • GF Value™: $0.31 vs. price of $0.22 (29.8% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the PHKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Poly Property Group Co Business Description

Other Exchanges 00119:Hong Kong
Address 18 Harcourt Road, Room 2503, Admiralty Centre, Tower 1, Hong Kong, HKG
Poly Property Group Co Ltd is a real estate company. The company is organized into four segments: Property Development business, Property Investment and Management, Hotel Operations, and Other operations. The Property Development business is engaged in property development, and it generates the majority of the company's revenues. The Property Investment and Management segment is engaged in property investment and management. The Hotel Operations segment is involved in hotel and restaurant businesses, and the Other Operations segment is engaged in the manufacture and sale of digital discs and other products.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.22
Price
$0.31
GF Value