PHPMF (Philip Morris CR AS) Effective Interest Rate on Debt %: 6.81% (As of Dec. 2025)

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PHPMF Philip Morris CR AS PHPMF
77 GF Score
Price $910.00
GF Value $852.87
! 10 Warning Signs
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What is Philip Morris CR AS Effective Interest Rate on Debt %?

Philip Morris CR AS PHPMF 77 Effective Interest Rate on Debt % is 6.81% as of Dec. 2025. GuruFocus rates PHPMF with a GF Score™ of 77/100 and a GF Value™ of $852.87. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Philip Morris CR AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $3 Mil. Philip Morris CR AS's average total debt for the quarter that ended in Dec. 2025 was $38 Mil. Therefore, Philip Morris CR AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.81%.


Philip Morris CR AS  (OTCPK:PHPMF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Philip Morris CR AS Effective Interest Rate on Debt % Related Terms


Philip Morris CR AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Philip Morris CR AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philip Morris CR AS Effective Interest Rate on Debt % Chart

Philip Morris CR AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.33 20.61 26.97 13.57 7.84

Philip Morris CR AS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.00 23.39 12.88 8.44 6.81

PHPMF vs PM, MO, TPB: Effective Interest Rate on Debt % Comparison

For the Tobacco subindustry, Philip Morris CR AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philip Morris CR AS Effective Interest Rate on Debt % vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Philip Morris CR AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Philip Morris CR AS's Effective Interest Rate on Debt % falls into.


PHPMF
77GF Score
Philip Morris CR AS PHPMF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philip Morris CR AS Effective Interest Rate on Debt % Calculation

Philip Morris CR AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.704/( (28.07+40.941)/ 2 )
=-1  *  -2.704/34.5055
=7.84 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.121 + 19.949
=28.07

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.842 + 28.099
=40.941

Philip Morris CR AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.608/( (35.702+40.941)/ 2 )
=-1  *  -2.608/38.3215
=6.81 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.653 + 24.049
=35.702

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.842 + 28.099
=40.941

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.81% mean?
Philip Morris CR AS (PHPMF) has a Effective Interest Rate on Debt % of 6.81% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philip Morris CR AS and its competitors.
Is Philip Morris CR AS's Effective Interest Rate on Debt % too high?
Philip Morris CR AS's current Effective Interest Rate on Debt % is 6.81%. Overall, Philip Morris CR AS has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Philip Morris CR AS's Effective Interest Rate on Debt % compare to PM and MO?
Philip Morris CR AS's Effective Interest Rate on Debt % of 6.81% can be compared against companies in the Tobacco Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Tobacco Products company?
A good Effective Interest Rate on Debt % depends on the Tobacco Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philip Morris CR AS and its competitors. Philip Morris CR AS's current Effective Interest Rate on Debt % is 6.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philip Morris CR AS stock overvalued right now?
Philip Morris CR AS (PHPMF) has a current Effective Interest Rate on Debt % of 6.81%. The stock's GF Value™ is $852.87, compared to a current price of $910.00 — trading 6.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.81%. Philip Morris CR AS's overall GF Score™ is 77/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Philip Morris CR AS (PHPMF), the current Effective Interest Rate on Debt % is 6.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philip Morris CR AS (PHPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Philip Morris CR AS stock appears to be overvalued. The current stock price of $910.00 is trading 6.7% above its estimated GF Value™ of $852.87.

Key valuation signals for PHPMF:

  • Effective Interest Rate on Debt %: 6.81%
  • GF Value™: $852.87 vs. price of $910.00 (6.7% above fair value)
  • GF Score™: 77/100 with 10 warning signs

No single metric tells the full story. See the PHPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philip Morris CR AS Business Description

Address Karlovo namesti 10, Prague, CZE, 120 00
Philip Morris CR AS is a Czech Republic-based company active in the tobacco industry. The company is engaged in the production, sale, distribution, and marketing of tobacco products. The company also distributes smoke-free tobacco products under the HEETS name; and IQOS tobacco heating systems and related accessories, as well as cigarettes. The company provides its tobacco products under the Marlboro, L&M, Philip Morris, Petra Klasik, Sparta, and Chesterfield brands.
77GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$910.00
Price
$852.87
GF Value