Benguet (PHS:BCB) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


PHS:BCB Benguet Corp PHS:BCB
70 GF Score
Price ₱5.92
GF Value ₱5.66
Valuation Fairly Valued
! 4 Warning Signs
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What is Benguet Effective Interest Rate on Debt %?

Benguet PHS:BCB -1.33% 70 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates PHS:BCB with a GF Score™ of 70/100 and a GF Value™ of ₱5.66 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Benguet's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱0 Mil. Benguet's average total debt for the quarter that ended in Mar. 2026 was ₱7 Mil. Therefore, Benguet's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Benguet  (PHS:BCB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Benguet Effective Interest Rate on Debt % Related Terms


Benguet Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Benguet's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Benguet Effective Interest Rate on Debt % Chart

Benguet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.31 0.80 4.05 6.88

Benguet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 30.93 0.00

PHS:BCB vs NEM, AU, RGLD: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Benguet's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benguet Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Benguet's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Benguet's Effective Interest Rate on Debt % falls into.


PHS:BCB
70GF Score
Benguet Corp PHS:BCB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Benguet Effective Interest Rate on Debt % Calculation

Benguet's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.782/( (15.265+7.458)/ 2 )
=-1  *  -0.782/11.3615
=6.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.158 + 7.107
=15.265

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.113 + 3.345
=7.458

Benguet's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (7.458+0)/ 1 )
=-1  *  0/7.458
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.113 + 3.345
=7.458

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Benguet (PHS:BCB) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Benguet and its competitors.
Is Benguet's Effective Interest Rate on Debt % too high?
Benguet's current Effective Interest Rate on Debt % is 0.00%. Overall, Benguet has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Benguet's Effective Interest Rate on Debt % compare to NEM and AU?
Benguet's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Benguet and its competitors. Benguet's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benguet stock overvalued right now?
Based on GuruFocus' analysis, Benguet (PHS:BCB) is currently considered Fairly Valued. The stock's GF Value™ is ₱5.66, compared to a current price of ₱5.92 — trading 4.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Benguet's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Benguet (PHS:BCB), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benguet (PHS:BCB) Overvalued in 2026?

Based on GuruFocus' analysis, Benguet stock appears to be overvalued. The current stock price of ₱5.92 is trading 4.6% above its estimated GF Value™ of ₱5.66. GuruFocus considers Benguet to be Fairly Valued.

Key valuation signals for PHS:BCB:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₱5.66 vs. price of ₱5.92 (4.6% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the PHS:BCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benguet Business Description

Address 106 Paseo de Roxas, 7th Floor, Universal Re-Building, Makati City, PHL, 1226
Benguet Corp is engaged in gold, nickel, and other metallic and nonmetallic mineral production, exploration, research and development, and natural resource projects. The company operates through four business segments, namely Mining, Health Services, Logistics, and Others. The Mining segment is engaged in exploration, nickel, and gold mining operations and generates the maximum revenue for the company. The Health Services segment is engaged in the business of offering medical and clinical diagnostic examinations and health care services on pre-employment. The logistics segment is engaged in logistics services to the supply-chain requirements of various industries. The Other segment of the company is engaged in research, development, health services, and water projects.
70GF Score

Get the complete analysis for PHS:BCB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱5.92
Price
₱5.66
GF Value