Philippine Infradev Holdings (PHS:INFRA) Effective Interest Rate on Debt %: 8.73% (As of Sep. 2025)


PHS:INFRA Philippine Infradev Holdings Inc PHS:INFRA
42 GF Score
Price ₱0.32
GF Value ₱0.57
Valuation Possible Value Trap
! 5 Warning Signs
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What is Philippine Infradev Holdings Effective Interest Rate on Debt %?

Philippine Infradev Holdings PHS:INFRA 42 Effective Interest Rate on Debt % is 8.73% as of Sep. 2025. GuruFocus rates PHS:INFRA with a GF Score™ of 42/100 and a GF Value™ of ₱0.57 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Philippine Infradev Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₱43.0 Mil. Philippine Infradev Holdings's average total debt for the quarter that ended in Sep. 2025 was ₱492.6 Mil. Therefore, Philippine Infradev Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 8.73%.


Philippine Infradev Holdings  (PHS:INFRA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Philippine Infradev Holdings Effective Interest Rate on Debt % Related Terms


Philippine Infradev Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Philippine Infradev Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Infradev Holdings Effective Interest Rate on Debt % Chart

Philippine Infradev Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.32 8.98 0.67 8.57 12.57

Philippine Infradev Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 32.60 0.00 17.46 8.73

Philippine Infradev Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Philippine Infradev Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Infradev Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Philippine Infradev Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Philippine Infradev Holdings's Effective Interest Rate on Debt % falls into.


PHS:INFRA
42GF Score
Philippine Infradev Holdings Inc PHS:INFRA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Infradev Holdings Effective Interest Rate on Debt % Calculation

Philippine Infradev Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -61.123/( (479.574+492.612)/ 2 )
=-1  *  -61.123/486.093
=12.57 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 479.574
=479.574

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 492.612
=492.612

Philippine Infradev Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -43/( (492.612+492.612)/ 2 )
=-1  *  -43/492.612
=8.73 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 492.612
=492.612

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 492.612
=492.612

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.73% mean?
Philippine Infradev Holdings (PHS:INFRA) has a Effective Interest Rate on Debt % of 8.73% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philippine Infradev Holdings and its competitors.
Is Philippine Infradev Holdings' Effective Interest Rate on Debt % too high?
Philippine Infradev Holdings' current Effective Interest Rate on Debt % is 8.73%. Overall, Philippine Infradev Holdings has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Philippine Infradev Holdings' Effective Interest Rate on Debt % compare to competitors?
Philippine Infradev Holdings' Effective Interest Rate on Debt % of 8.73% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philippine Infradev Holdings and its competitors. Philippine Infradev Holdings's current Effective Interest Rate on Debt % is 8.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Infradev Holdings stock overvalued right now?
Based on GuruFocus' analysis, Philippine Infradev Holdings (PHS:INFRA) is currently considered Possible Value Trap. The stock's GF Value™ is ₱0.57, compared to a current price of ₱0.32 — trading 43.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.73%. Philippine Infradev Holdings' overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Philippine Infradev Holdings (PHS:INFRA), the current Effective Interest Rate on Debt % is 8.73% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Infradev Holdings (PHS:INFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Infradev Holdings stock appears to be undervalued. The current stock price of ₱0.32 is trading 43.9% below its estimated GF Value™ of ₱0.57. GuruFocus considers Philippine Infradev Holdings to be Possible Value Trap.

Key valuation signals for PHS:INFRA:

  • Effective Interest Rate on Debt %: 8.73%
  • GF Value™: ₱0.57 vs. price of ₱0.32 (43.9% below fair value)
  • GF Score™: 42/100 with 5 warning signs

No single metric tells the full story. See the PHS:INFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Infradev Holdings Business Description

Address 6784 Ayala Avenue, 38th Floor, Rufino Pacific Tower, Makati, PHL, 1223
Philippine Infradev Holdings Inc is majorly involved in the acquisition, reclamation, development, or exploitation of lands to convert and develop lands to integrated residential or commercial neighborhoods. The company also, through its subsidiaries is involved in the acquisition and selling of real estate of all kinds or holds properties for investment purposes. Its operating segment includes Real Estate, and Subway. The company generates maximum revenue from the Real Estate segment.
42GF Score

Get the complete analysis for PHS:INFRA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.32
Price
₱0.57
GF Value