DigiPlus Interactive (PHS:PLUS) Effective Interest Rate on Debt %: 6.15% (As of Mar. 2026)


PHS:PLUS DigiPlus Interactive Corp PHS:PLUS
74 GF Score
Price ₱12.40
GF Value ₱25.89
Valuation Significantly Undervalued
! 2 Warning Signs
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What is DigiPlus Interactive Effective Interest Rate on Debt %?

DigiPlus Interactive PHS:PLUS -5.34% 74 Effective Interest Rate on Debt % is 6.15% as of Mar. 2026. GuruFocus rates PHS:PLUS with a GF Score™ of 74/100 and a GF Value™ of ₱25.89 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DigiPlus Interactive's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱140 Mil. DigiPlus Interactive's average total debt for the quarter that ended in Mar. 2026 was ₱2,274 Mil. Therefore, DigiPlus Interactive's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.15%.


DigiPlus Interactive  (PHS:PLUS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


DigiPlus Interactive Effective Interest Rate on Debt % Related Terms


DigiPlus Interactive Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for DigiPlus Interactive's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DigiPlus Interactive Effective Interest Rate on Debt % Chart

DigiPlus Interactive Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 8.13 5.52 6.41 5.61

DigiPlus Interactive Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.96 5.45 4.99 5.40 6.15

PHS:PLUS vs FLUT, DKNG, SGHC: Effective Interest Rate on Debt % Comparison

For the Gambling subindustry, DigiPlus Interactive's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DigiPlus Interactive Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, DigiPlus Interactive's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DigiPlus Interactive's Effective Interest Rate on Debt % falls into.


PHS:PLUS
74GF Score
DigiPlus Interactive Corp PHS:PLUS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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DigiPlus Interactive Effective Interest Rate on Debt % Calculation

DigiPlus Interactive's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -136.057/( (2504.63+2348.443)/ 2 )
=-1  *  -136.057/2426.5365
=5.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1294.632 + 1209.998
=2504.63

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1080.266 + 1268.177
=2348.443

DigiPlus Interactive's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -139.812/( (2348.443+2200.413)/ 2 )
=-1  *  -139.812/2274.428
=6.15 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1080.266 + 1268.177
=2348.443

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=911.814 + 1288.599
=2200.413

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.15% mean?
DigiPlus Interactive (PHS:PLUS) has a Effective Interest Rate on Debt % of 6.15% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DigiPlus Interactive and its competitors.
Is DigiPlus Interactive's Effective Interest Rate on Debt % too high?
DigiPlus Interactive's current Effective Interest Rate on Debt % is 6.15%. Overall, DigiPlus Interactive has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DigiPlus Interactive's Effective Interest Rate on Debt % compare to FLUT and DKNG?
DigiPlus Interactive's Effective Interest Rate on Debt % of 6.15% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DigiPlus Interactive and its competitors. DigiPlus Interactive's current Effective Interest Rate on Debt % is 6.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DigiPlus Interactive stock overvalued right now?
Based on GuruFocus' analysis, DigiPlus Interactive (PHS:PLUS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱25.89, compared to a current price of ₱12.40 — trading 52.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.15%. DigiPlus Interactive's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For DigiPlus Interactive (PHS:PLUS), the current Effective Interest Rate on Debt % is 6.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DigiPlus Interactive (PHS:PLUS) Overvalued in 2026?

Based on GuruFocus' analysis, DigiPlus Interactive stock appears to be undervalued. The current stock price of ₱12.40 is trading 52.1% below its estimated GF Value™ of ₱25.89. GuruFocus considers DigiPlus Interactive to be Significantly Undervalued.

Key valuation signals for PHS:PLUS:

  • Effective Interest Rate on Debt %: 6.15%
  • GF Value™: ₱25.89 vs. price of ₱12.40 (52.1% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the PHS:PLUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DigiPlus Interactive Business Description

Address 32nd Street corner, 9th Avenue, 32nd-36th Floor, Ecoprime Building, Bonifacio Global City, Taguig, PHL, 1635
DigiPlus Interactive Corp is engaged in the leisure business. The company operates in four segments: Retail segment consists largely of venues providing amusements and recreation to the public in such forms as, but not limited to, bingo games, electronic games, specialty games and poker; Casino is involved in arcade leasing; Network and license include activity such as licensing of operators engaged in interactive gaming, as well as the establishment and setup of all the gaming infrastructures; and The property segment is engaged in leasing of parcels of land and building space to third parties and other investment activities. It generates the majority of its revenue from the Retail segment.
74GF Score

Get the complete analysis for PHS:PLUS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱12.40
Price
₱25.89
GF Value