Cirtek Holdings Philippines (PHS:TECH) Effective Interest Rate on Debt %: 6.53% (As of Mar. 2026)


PHS:TECH Cirtek Holdings Philippines Corp PHS:TECH
66 GF Score
Price ₱0.61
GF Value ₱1.08
Valuation Possible Value Trap
! 5 Warning Signs
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What is Cirtek Holdings Philippines Effective Interest Rate on Debt %?

Cirtek Holdings Philippines PHS:TECH 66 Effective Interest Rate on Debt % is 6.53% as of Mar. 2026. GuruFocus rates PHS:TECH with a GF Score™ of 66/100 and a GF Value™ of ₱1.08 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cirtek Holdings Philippines's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱102 Mil. Cirtek Holdings Philippines's average total debt for the quarter that ended in Mar. 2026 was ₱1,556 Mil. Therefore, Cirtek Holdings Philippines's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.53%.


Cirtek Holdings Philippines  (PHS:TECH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cirtek Holdings Philippines Effective Interest Rate on Debt % Related Terms


Cirtek Holdings Philippines Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cirtek Holdings Philippines's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cirtek Holdings Philippines Effective Interest Rate on Debt % Chart

Cirtek Holdings Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.63 6.13 7.19 7.33 8.90

Cirtek Holdings Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.91 8.56 11.59 10.74 6.53

PHS:TECH vs AMAT, LRCX, KLAC: Effective Interest Rate on Debt % Comparison

For the Semiconductor Equipment & Materials subindustry, Cirtek Holdings Philippines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cirtek Holdings Philippines Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Cirtek Holdings Philippines's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cirtek Holdings Philippines's Effective Interest Rate on Debt % falls into.


PHS:TECH
66GF Score
Cirtek Holdings Philippines Corp PHS:TECH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cirtek Holdings Philippines Effective Interest Rate on Debt % Calculation

Cirtek Holdings Philippines's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -159.415/( (1999.534+1584.289)/ 2 )
=-1  *  -159.415/1791.9115
=8.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=197.019 + 1802.515
=1999.534

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=85.687 + 1498.602
=1584.289

Cirtek Holdings Philippines's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -101.592/( (1584.289+1526.774)/ 2 )
=-1  *  -101.592/1555.5315
=6.53 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=85.687 + 1498.602
=1584.289

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=75.454 + 1451.32
=1526.774

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.53% mean?
Cirtek Holdings Philippines (PHS:TECH) has a Effective Interest Rate on Debt % of 6.53% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cirtek Holdings Philippines and its competitors.
Is Cirtek Holdings Philippines' Effective Interest Rate on Debt % too high?
Cirtek Holdings Philippines' current Effective Interest Rate on Debt % is 6.53%. Overall, Cirtek Holdings Philippines has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cirtek Holdings Philippines' Effective Interest Rate on Debt % compare to AMAT and LRCX?
Cirtek Holdings Philippines' Effective Interest Rate on Debt % of 6.53% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cirtek Holdings Philippines and its competitors. Cirtek Holdings Philippines's current Effective Interest Rate on Debt % is 6.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cirtek Holdings Philippines stock overvalued right now?
Based on GuruFocus' analysis, Cirtek Holdings Philippines (PHS:TECH) is currently considered Possible Value Trap. The stock's GF Value™ is ₱1.08, compared to a current price of ₱0.61 — trading 43.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.53%. Cirtek Holdings Philippines' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cirtek Holdings Philippines (PHS:TECH), the current Effective Interest Rate on Debt % is 6.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cirtek Holdings Philippines (PHS:TECH) Overvalued in 2026?

Based on GuruFocus' analysis, Cirtek Holdings Philippines stock appears to be undervalued. The current stock price of ₱0.61 is trading 43.5% below its estimated GF Value™ of ₱1.08. GuruFocus considers Cirtek Holdings Philippines to be Possible Value Trap.

Key valuation signals for PHS:TECH:

  • Effective Interest Rate on Debt %: 6.53%
  • GF Value™: ₱1.08 vs. price of ₱0.61 (43.5% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the PHS:TECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cirtek Holdings Philippines Business Description

Address 116 East Main Avenue, Phase V-SEZ Laguna Technopark, Laguna, Binan, PHL, 4024
Cirtek Holdings Philippines Corp through its subsidiaries is engaged in the manufacture and sales of semiconductor packages as an independent subcontractor for outsourced semiconductor assembly, test and packaging services, and the manufacture of integrated technology products. The company performs three activities which include the design, development, and delivery of the wireless industry's antenna solutions; the manufacture of value-added, integrated technology products; and the manufacture and sales of semiconductor packages as an independent subcontractor for outsourced semiconductor assembly, test, and packaging services. Its segments include: CEC, CATSI - Philippine Branch and Quintel.
66GF Score

Get the complete analysis for PHS:TECH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.61
Price
₱1.08
GF Value