PMA (Ming Shing Group Holdings) Effective Interest Rate on Debt %: 4.65% (As of Sep. 2025)


PMA Ming Shing Group Holdings Ltd PMA
17 GF Score
Price $1.62
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What is Ming Shing Group Holdings Effective Interest Rate on Debt %?

Ming Shing Group Holdings PMA +21.80% 17 Effective Interest Rate on Debt % is 4.65% as of Sep. 2025. GuruFocus rates PMA with a GF Score™ of 17/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ming Shing Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.35 Mil. Ming Shing Group Holdings's average total debt for the quarter that ended in Sep. 2025 was $7.58 Mil. Therefore, Ming Shing Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 4.65%.


Ming Shing Group Holdings  (NAS:PMA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ming Shing Group Holdings Effective Interest Rate on Debt % Related Terms


Ming Shing Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ming Shing Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ming Shing Group Holdings Effective Interest Rate on Debt % Chart

Ming Shing Group Holdings Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
7.20 3.44 4.10 4.52 6.89

Ming Shing Group Holdings Semi-Annual Data
Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.72 4.76 5.87 7.25 4.65

PMA vs ONEG, ZDAI, SKK: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Ming Shing Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ming Shing Group Holdings Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Ming Shing Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ming Shing Group Holdings's Effective Interest Rate on Debt % falls into.


PMA
17GF Score
Ming Shing Group Holdings Ltd PMA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ming Shing Group Holdings Effective Interest Rate on Debt % Calculation

Ming Shing Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.509/( (7.034+7.742)/ 2 )
=-1  *  -0.509/7.388
=6.89 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.148 + 3.886
=7.034

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.914 + 4.828
=7.742

Ming Shing Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.352/( (7.742+7.412)/ 2 )
=-1  *  -0.352/7.577
=4.65 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.914 + 4.828
=7.742

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.794 + 2.618
=7.412

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.65% mean?
Ming Shing Group Holdings (PMA) has a Effective Interest Rate on Debt % of 4.65% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ming Shing Group Holdings and its competitors.
Is Ming Shing Group Holdings' Effective Interest Rate on Debt % too high?
Ming Shing Group Holdings' current Effective Interest Rate on Debt % is 4.65%. Overall, Ming Shing Group Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ming Shing Group Holdings' Effective Interest Rate on Debt % compare to ONEG and ZDAI?
Ming Shing Group Holdings' Effective Interest Rate on Debt % of 4.65% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ming Shing Group Holdings and its competitors. Ming Shing Group Holdings's current Effective Interest Rate on Debt % is 4.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ming Shing Group Holdings stock overvalued right now?
Ming Shing Group Holdings (PMA) has a current Effective Interest Rate on Debt % of 4.65%. The current Effective Interest Rate on Debt % is 4.65%. Ming Shing Group Holdings' overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ming Shing Group Holdings (PMA), the current Effective Interest Rate on Debt % is 4.65% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ming Shing Group Holdings Business Description

Address No. 888 Lai Chi Kok Road, Office Unit B8, 27th floor, NCB Innovation Centre, Kowloon, Hong Kong, HKG
Ming Shing Group Holdings Ltd is a holding company, which is principally operated through its indirectly wholly-owned Hong Kong Operating Subsidiaries, MS (HK) Engineering Limited and MS Engineering Co., Limited. It is engaged in wet trades works, such as plastering works, tile laying works, brick laying works, floor screeding works and marble works. the company is mainly engaged in private-sector projects in Hong Kong. Its private sector projects mainly involve private residential developments and commercial developments. The project owners of its private sector projects are generally property developers, and its customers are generally main contractors and wet trades work subcontractors engaged under such projects. It derives maximum revenue from Private sector.
17GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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