PNDXF (Pandox AB) Effective Interest Rate on Debt %: 4.53% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PNDXF Pandox AB PNDXF
71 GF Score
Price $19.22
GF Value $21.25
! 7 Warning Signs
View Full Analysis

What is Pandox AB Effective Interest Rate on Debt %?

Pandox AB PNDXF -4.22% 71 Effective Interest Rate on Debt % is 4.53% as of Jun. 2026. GuruFocus rates PNDXF with a GF Score™ of 71/100 and a GF Value™ of $21.25. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pandox AB's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $260.6 Mil. Pandox AB's average total debt for the quarter that ended in Jun. 2026 was $5,751.1 Mil. Therefore, Pandox AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.53%.


Pandox AB  (OTCPK:PNDXF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pandox AB Effective Interest Rate on Debt % Related Terms


Pandox AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pandox AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pandox AB Effective Interest Rate on Debt % Chart

Pandox AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 2.54 5.76 6.06 4.84

Pandox AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 4.53 4.05 4.48 4.53

PNDXF vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Pandox AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pandox AB Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pandox AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pandox AB's Effective Interest Rate on Debt % falls into.


PNDXF
71GF Score
Pandox AB PNDXF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pandox AB Effective Interest Rate on Debt % Calculation

Pandox AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -223.274/( (3522.894+5707.86)/ 2 )
=-1  *  -223.274/4615.377
=4.84 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3305.325 + 217.569
=3522.894

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5299.08 + 408.78
=5707.86

Pandox AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -260.628/( (5764.5+5737.796)/ 2 )
=-1  *  -260.628/5751.148
=4.53 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5076.74 + 687.76
=5764.5

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5138.563 + 599.233
=5737.796

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.53% mean?
Pandox AB (PNDXF) has a Effective Interest Rate on Debt % of 4.53% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pandox AB and its competitors.
Is Pandox AB's Effective Interest Rate on Debt % too high?
Pandox AB's current Effective Interest Rate on Debt % is 4.53%. Overall, Pandox AB has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Pandox AB's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Pandox AB's Effective Interest Rate on Debt % of 4.53% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pandox AB and its competitors. Pandox AB's current Effective Interest Rate on Debt % is 4.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pandox AB stock overvalued right now?
Pandox AB (PNDXF) has a current Effective Interest Rate on Debt % of 4.53%. The stock's GF Value™ is $21.25, compared to a current price of $19.22 — trading 9.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.53%. Pandox AB's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pandox AB (PNDXF), the current Effective Interest Rate on Debt % is 4.53% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pandox AB (PNDXF) Overvalued in 2026?

Based on GuruFocus' analysis, Pandox AB stock appears to be undervalued. The current stock price of $19.22 is trading 9.5% below its estimated GF Value™ of $21.25.

Key valuation signals for PNDXF:

  • Effective Interest Rate on Debt %: 4.53%
  • GF Value™: $21.25 vs. price of $19.22 (9.5% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the PNDXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pandox AB Business Description

Address Vasagatan 11, 9th floor, Box 15, Stockholm, SWE, SE-101 20
Pandox AB is a hotel property company focused on owning, developing, and leasing hotel properties to hotel operators, with its business concept based on long-term, revenue-based leases with guaranteed minimum levels. It also operates certain hotels itself as part of its ownership. Its activities include property management, property development, and portfolio optimisation, along with leasing hotel properties and operating hotels under its Own Operations segment. The Company operates through two main segments, namely Leases, which contributes the maximum revenue and is the core business with long-term revenue-based lease agreements, and Own Operations, where the Company operates hotels in its own properties. Geographically, Pandox has a presence across Europe.
71GF Score

Get the complete analysis for PNDXF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.22
Price
$21.25
GF Value