QPIFF (Quam Plus International Financial) Effective Interest Rate on Debt %: 5.85% (As of Dec. 2025)

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QPIFF Quam Plus International Financial Ltd QPIFF
28 GF Score
Price $0.16
! 5 Warning Signs
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What is Quam Plus International Financial Effective Interest Rate on Debt %?

Quam Plus International Financial QPIFF 28 Effective Interest Rate on Debt % is 5.85% as of Dec. 2025. GuruFocus rates QPIFF with a GF Score™ of 28/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Quam Plus International Financial's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $3.73 Mil. Quam Plus International Financial's average total debt for the quarter that ended in Dec. 2025 was $63.77 Mil. Therefore, Quam Plus International Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.85%.


Quam Plus International Financial  (OTCPK:QPIFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Quam Plus International Financial Effective Interest Rate on Debt % Related Terms


Quam Plus International Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Quam Plus International Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quam Plus International Financial Effective Interest Rate on Debt % Chart

Quam Plus International Financial Annual Data
Trend Mar16 Mar17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 4.03 5.83 7.23 6.27

Quam Plus International Financial Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.88 6.68 6.59 7.41 5.85

QPIFF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Quam Plus International Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quam Plus International Financial Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Quam Plus International Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Quam Plus International Financial's Effective Interest Rate on Debt % falls into.


QPIFF
28GF Score
Quam Plus International Financial Ltd QPIFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Quam Plus International Financial Effective Interest Rate on Debt % Calculation

Quam Plus International Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.825/( (92.366+61.445)/ 2 )
=-1  *  -4.825/76.9055
=6.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27.606 + 64.76
=92.366

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.687 + 48.758
=61.445

Quam Plus International Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.73/( (66.085+61.445)/ 2 )
=-1  *  -3.73/63.765
=5.85 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.748 + 53.337
=66.085

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.687 + 48.758
=61.445

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.85% mean?
Quam Plus International Financial (QPIFF) has a Effective Interest Rate on Debt % of 5.85% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Quam Plus International Financial and its competitors.
Is Quam Plus International Financial's Effective Interest Rate on Debt % too high?
Quam Plus International Financial's current Effective Interest Rate on Debt % is 5.85%. Overall, Quam Plus International Financial has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Quam Plus International Financial's Effective Interest Rate on Debt % compare to MS and GS?
Quam Plus International Financial's Effective Interest Rate on Debt % of 5.85% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Quam Plus International Financial and its competitors. Quam Plus International Financial's current Effective Interest Rate on Debt % is 5.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quam Plus International Financial stock overvalued right now?
Quam Plus International Financial (QPIFF) has a current Effective Interest Rate on Debt % of 5.85%. The current Effective Interest Rate on Debt % is 5.85%. Quam Plus International Financial's overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Quam Plus International Financial (QPIFF), the current Effective Interest Rate on Debt % is 5.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quam Plus International Financial Business Description

Other Exchanges 00952:Hong Kong
Address 111 Connaught Road Central, 5th and 24th Floor, Room 2401 and Room 2412, Wing On Centre, Hong Kong, HKG
Quam Plus International Financial Ltd is an investment holding company. Its activities include corporate finance advisory and general advisory services; fund management, discretionary portfolio management, and portfolio management advisory services; discretionary and non-discretionary dealing services for securities, futures, and options, securities placing and underwriting services, margin financing, insurance broking and wealth management services; money lending services; financial media services; and investing and trading of various investment products. Its segments include corporate finance; asset management; brokerage; interest income; investments; and others segment. The company derives maximum revenue from the Brokerage segment.
28GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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