RLAIF (Railtown AI Technologies) Effective Interest Rate on Debt %: 9.52% (As of Mar. 2026)

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RLAIF Railtown AI Technologies Inc RLAIF
12 GF Score
Price $0.23
! 2 Warning Signs
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What is Railtown AI Technologies Effective Interest Rate on Debt %?

Railtown AI Technologies RLAIF -0.30% 12 Effective Interest Rate on Debt % is 9.52% as of Mar. 2026. GuruFocus rates RLAIF with a GF Score™ of 12/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Railtown AI Technologies's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Railtown AI Technologies's average total debt for the quarter that ended in Mar. 2026 was $0.04 Mil. Therefore, Railtown AI Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.52%.

Railtown AI Technologies  (OTCPK:RLAIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Railtown AI Technologies Effective Interest Rate on Debt % Related Terms

Railtown AI Technologies Effective Interest Rate on Debt % Historical Data

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The historical data trend for Railtown AI Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Railtown AI Technologies Effective Interest Rate on Debt % Chart

Railtown AI Technologies Annual Data
Trend Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 4.07 31.19 22.78 13.53

Railtown AI Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.94 12.90 14.29 8.25 9.52

RLAIF vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Railtown AI Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Railtown AI Technologies Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Railtown AI Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Railtown AI Technologies's Effective Interest Rate on Debt % falls into.


RLAIF
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Railtown AI Technologies Inc RLAIF
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Railtown AI Technologies Effective Interest Rate on Debt % Calculation

Railtown AI Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -0.009/( (0.081+0.052)/ 2 )
=-1  *  -0.009/0.0665
=13.53 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.054 + 0.027
=0.081

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.022 + 0.03
=0.052

Railtown AI Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.004/( (0.045+0.039)/ 2 )
=-1  *  -0.004/0.042
=9.52 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.014 + 0.031
=0.045

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.006 + 0.033
=0.039

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.52% mean?
Railtown AI Technologies (RLAIF) has a Effective Interest Rate on Debt % of 9.52% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Railtown AI Technologies and its competitors.
Is Railtown AI Technologies' Effective Interest Rate on Debt % too high?
Railtown AI Technologies' current Effective Interest Rate on Debt % is 9.52%. Overall, Railtown AI Technologies has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Railtown AI Technologies' Effective Interest Rate on Debt % compare to MSFT and ORCL?
Railtown AI Technologies' Effective Interest Rate on Debt % of 9.52% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Railtown AI Technologies and its competitors. Railtown AI Technologies's current Effective Interest Rate on Debt % is 9.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Railtown AI Technologies stock overvalued right now?
Railtown AI Technologies (RLAIF) has a current Effective Interest Rate on Debt % of 9.52%. The current Effective Interest Rate on Debt % is 9.52%. Railtown AI Technologies' overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Railtown AI Technologies (RLAIF), the current Effective Interest Rate on Debt % is 9.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Railtown AI Technologies Business Description

Other Exchanges S39:GermanyRAIL:Canada
Address 8337 Eastlake Drive, Unit 104, Burnaby, BC, CAN, V5A 4W2
Railtown AI Technologies Inc is engaged in the business of developing a software-as-a-service artificial intelligence solution that helps software development teams detect, analyze, and fix errors quickly in their development projects. Its Platform allows for real-time exception monitoring and alerting which permits developers, team managers, and executives to quickly locate, understand. and correct errors in their software development projects and their root causes, thereby preventing system and application downtimes.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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