Munsin Garment (ROCO:2916) Effective Interest Rate on Debt %: 3.23% (As of Mar. 2026)

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ROCO:2916 Munsin Garment Corp ROCO:2916
77 GF Score
Price NT$40.70
GF Value NT$47.21
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Munsin Garment Effective Interest Rate on Debt %?

Munsin Garment ROCO:2916 -0.12% 77 Effective Interest Rate on Debt % is 3.23% as of Mar. 2026. GuruFocus rates ROCO:2916 with a GF Score™ of 77/100 and a GF Value™ of NT$47.21 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Munsin Garment's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$5 Mil. Munsin Garment's average total debt for the quarter that ended in Mar. 2026 was NT$166 Mil. Therefore, Munsin Garment's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.23%.


Munsin Garment  (ROCO:2916) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Munsin Garment Effective Interest Rate on Debt % Related Terms


Munsin Garment Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Munsin Garment's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Munsin Garment Effective Interest Rate on Debt % Chart

Munsin Garment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 1.00 1.69 2.85 2.21

Munsin Garment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 3.38 2.36 3.29 3.23

ROCO:2916 vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, Munsin Garment's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Munsin Garment Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Munsin Garment's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Munsin Garment's Effective Interest Rate on Debt % falls into.


ROCO:2916
77GF Score
Munsin Garment Corp ROCO:2916
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Munsin Garment Effective Interest Rate on Debt % Calculation

Munsin Garment's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.576/( (194.271+219.399)/ 2 )
=-1  *  -4.576/206.835
=2.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 194.271
=194.271

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 219.399
=219.399

Munsin Garment's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.348/( (219.399+111.801)/ 2 )
=-1  *  -5.348/165.6
=3.23 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 219.399
=219.399

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 111.801
=111.801

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.23% mean?
Munsin Garment (ROCO:2916) has a Effective Interest Rate on Debt % of 3.23% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Munsin Garment and its competitors.
Is Munsin Garment's Effective Interest Rate on Debt % too high?
Munsin Garment's current Effective Interest Rate on Debt % is 3.23%. Overall, Munsin Garment has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Munsin Garment's Effective Interest Rate on Debt % compare to RL and LEVI?
Munsin Garment's Effective Interest Rate on Debt % of 3.23% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Munsin Garment and its competitors. Munsin Garment's current Effective Interest Rate on Debt % is 3.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munsin Garment stock overvalued right now?
Based on GuruFocus' analysis, Munsin Garment (ROCO:2916) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$47.21, compared to a current price of NT$40.70 — trading 13.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.23%. Munsin Garment's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Munsin Garment (ROCO:2916), the current Effective Interest Rate on Debt % is 3.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Munsin Garment (ROCO:2916) Overvalued in 2026?

Based on GuruFocus' analysis, Munsin Garment stock appears to be undervalued. The current stock price of NT$40.70 is trading 13.8% below its estimated GF Value™ of NT$47.21. GuruFocus considers Munsin Garment to be Modestly Undervalued.

Key valuation signals for ROCO:2916:

  • Effective Interest Rate on Debt %: 3.23%
  • GF Value™: NT$47.21 vs. price of NT$40.70 (13.8% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the ROCO:2916 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Munsin Garment Business Description

Address Wuquan 6th Road, No. 18, Wugu District, New Taipei City, TWN
Munsin Garment Corp is mainly engaged in the manufacturing and sale of various garments and knitwear; acting as a product distribution, bidding, and quoting agent for domestic and international brands; and the import and export trade operations related to these business activities. The company deals in men's and women's apparel products of various international brands, such as Munsingwear, Le Coq Sportif, Pou Dou Dou, Eminento, Nara CamiCie, Hazzy, and others. Geographically, all of its revenue is derived from Taiwan.
77GF Score

Get the complete analysis for ROCO:2916

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$40.70
Price
NT$47.21
GF Value