Penpower Technology (ROCO:5211) Effective Interest Rate on Debt %: 3.49% (As of Jun. 2026)

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ROCO:5211 Penpower Technology Ltd ROCO:5211
63 GF Score
Price NT$19.20
GF Value NT$37.27
Valuation Possible Value Trap
! 2 Warning Signs
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What is Penpower Technology Effective Interest Rate on Debt %?

Penpower Technology ROCO:5211 +0.52% 63 Effective Interest Rate on Debt % is 3.49% as of Jun. 2026. GuruFocus rates ROCO:5211 with a GF Score™ of 63/100 and a GF Value™ of NT$37.27 (Possible Value Trap). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Penpower Technology's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was NT$0.1 Mil. Penpower Technology's average total debt for the quarter that ended in Jun. 2026 was NT$1.6 Mil. Therefore, Penpower Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 3.49%.


Penpower Technology  (ROCO:5211) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Penpower Technology Effective Interest Rate on Debt % Related Terms


Penpower Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Penpower Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Penpower Technology Effective Interest Rate on Debt % Chart

Penpower Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.85 0.80 1.20 5.54

Penpower Technology Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.10 4.23 2.62 3.53 3.49

ROCO:5211 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Penpower Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penpower Technology Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Penpower Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Penpower Technology's Effective Interest Rate on Debt % falls into.


ROCO:5211
63GF Score
Penpower Technology Ltd ROCO:5211
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Penpower Technology Effective Interest Rate on Debt % Calculation

Penpower Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.074/( (0.423+2.249)/ 2 )
=-1  *  -0.074/1.336
=5.54 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.501 + 1.748
=2.249

Penpower Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.056/( (1.826+1.386)/ 2 )
=-1  *  -0.056/1.606
=3.49 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.212 + 1.614
=1.826

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.49% mean?
Penpower Technology (ROCO:5211) has a Effective Interest Rate on Debt % of 3.49% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Penpower Technology and its competitors.
Is Penpower Technology's Effective Interest Rate on Debt % too high?
Penpower Technology's current Effective Interest Rate on Debt % is 3.49%. Overall, Penpower Technology has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Penpower Technology's Effective Interest Rate on Debt % compare to QH and SHOP?
Penpower Technology's Effective Interest Rate on Debt % of 3.49% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Penpower Technology and its competitors. Penpower Technology's current Effective Interest Rate on Debt % is 3.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Penpower Technology stock overvalued right now?
Based on GuruFocus' analysis, Penpower Technology (ROCO:5211) is currently considered Possible Value Trap. The stock's GF Value™ is NT$37.27, compared to a current price of NT$19.20 — trading 48.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.49%. Penpower Technology's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Penpower Technology (ROCO:5211), the current Effective Interest Rate on Debt % is 3.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Penpower Technology (ROCO:5211) Overvalued in 2026?

Based on GuruFocus' analysis, Penpower Technology stock appears to be undervalued. The current stock price of NT$19.20 is trading 48.5% below its estimated GF Value™ of NT$37.27. GuruFocus considers Penpower Technology to be Possible Value Trap.

Key valuation signals for ROCO:5211:

  • Effective Interest Rate on Debt %: 3.49%
  • GF Value™: NT$37.27 vs. price of NT$19.20 (48.5% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the ROCO:5211 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Penpower Technology Business Description

Address Guangfu Road, Section 2, 7th Floor, No.47, Lane 2, Hsinchu, TWN, 30071
Penpower Technology Ltd is a smart human-machine interface core technology research and development company. The company is engaged in the manufacturing and distribution of software products. It offers products based on its handwriting recognition, voice recognition, optical character recognition, business card recognition, biometrics recognition, and security technologies. The technologies serve different industries such as PC, mobile devices, communication transmission, internet, and information appliances. It has operations in Hong Kong, Singapore, China, and the United States.
63GF Score

Get the complete analysis for ROCO:5211

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$19.20
Price
NT$37.27
GF Value