SALM (Salem Media Group) Effective Interest Rate on Debt %: 3.50% (As of Jun. 2026)

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SALM Salem Media Group Inc SALM
35 GF Score
Price $1.00
GF Value $0.40
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Salem Media Group Effective Interest Rate on Debt %?

Salem Media Group SALM 35 Effective Interest Rate on Debt % is 3.50% as of Jun. 2026. GuruFocus rates SALM with a GF Score™ of 35/100 and a GF Value™ of $0.40 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Salem Media Group's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $1.8 Mil. Salem Media Group's average total debt for the quarter that ended in Jun. 2026 was $50.1 Mil. Therefore, Salem Media Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 3.50%.


Salem Media Group  (OTCPK:SALM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Salem Media Group Effective Interest Rate on Debt % Related Terms


Salem Media Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Salem Media Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Salem Media Group Effective Interest Rate on Debt % Chart

Salem Media Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.36 6.05 6.63 8.04 1.46

Salem Media Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 2.28 3.27 3.18 3.50

SALM vs BBGI, UONE, XHLD: Effective Interest Rate on Debt % Comparison

For the Broadcasting subindustry, Salem Media Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Salem Media Group Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Salem Media Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Salem Media Group's Effective Interest Rate on Debt % falls into.


SALM
35GF Score
Salem Media Group Inc SALM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Salem Media Group Effective Interest Rate on Debt % Calculation

Salem Media Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.512/( (150.301+56.255)/ 2 )
=-1  *  -1.512/103.278
=1.46 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=43.966 + 106.335
=150.301

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48.054 + 8.201
=56.255

Salem Media Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -1.752/( (52.872+47.383)/ 2 )
=-1  *  -1.752/50.1275
=3.50 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.836 + 8.036
=52.872

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39.216 + 8.167
=47.383

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.50% mean?
Salem Media Group (SALM) has a Effective Interest Rate on Debt % of 3.50% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Salem Media Group and its competitors.
Is Salem Media Group's Effective Interest Rate on Debt % too high?
Salem Media Group's current Effective Interest Rate on Debt % is 3.50%. Overall, Salem Media Group has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Salem Media Group's Effective Interest Rate on Debt % compare to BBGI and UONE?
Salem Media Group's Effective Interest Rate on Debt % of 3.50% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Salem Media Group and its competitors. Salem Media Group's current Effective Interest Rate on Debt % is 3.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Salem Media Group stock overvalued right now?
Based on GuruFocus' analysis, Salem Media Group (SALM) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.40, compared to a current price of $1.00 — trading 150% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.50%. Salem Media Group's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Salem Media Group (SALM), the current Effective Interest Rate on Debt % is 3.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Salem Media Group (SALM) Overvalued in 2026?

Based on GuruFocus' analysis, Salem Media Group stock appears to be overvalued. The current stock price of $1.00 is trading 150% above its estimated GF Value™ of $0.40. GuruFocus considers Salem Media Group to be Significantly Overvalued.

Key valuation signals for SALM:

  • Effective Interest Rate on Debt %: 3.50%
  • GF Value™: $0.40 vs. price of $1.00 (150% above fair value)
  • GF Score™: 35/100 with 6 warning signs

No single metric tells the full story. See the SALM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Salem Media Group Business Description

Address 770 Paseo Camarillo, Suite 325, Camarillo, CA, USA, 93010
Salem Media Group Inc is a domestic multimedia company specializing in Christian and conservative content, with media properties comprising radio broadcasting, digital media, and publishing. Its content is intended for audiences interested in Christian and family themed programming and conservative news talk. The company derives revenue from the sale of block program time to national and local program producers; the sale of advertising time on its radio stations to national and local advertisers; the sale of banner advertisements on websites or mobile applications; digital newsletters; fees earned for the creation of custom digital media campaigns; syndication of programming on its national network; product sales and royalties for on-air host materials, podcasts, programs and others.
35GF Score

Get the complete analysis for SALM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.00
Price
$0.40
GF Value