SAOGF (Seria Co) Effective Interest Rate on Debt %: 0.88% (As of Mar. 2026)


SAOGF Seria Co Ltd SAOGF
80 GF Score
Price $20.61
GF Value $20.54
! 1 Warning Sign
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What is Seria Co Effective Interest Rate on Debt %?

Seria Co SAOGF 80 Effective Interest Rate on Debt % is 0.88% as of Mar. 2026. GuruFocus rates SAOGF with a GF Score™ of 80/100 and a GF Value™ of $20.54. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seria Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0 Mil. Seria Co's average total debt for the quarter that ended in Mar. 2026 was $6 Mil. Therefore, Seria Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.88%.


Seria Co  (OTCPK:SAOGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Seria Co Effective Interest Rate on Debt % Related Terms


Seria Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seria Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seria Co Effective Interest Rate on Debt % Chart

Seria Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.43 0.41 0.50 0.50

Seria Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.30 0.68 0.34 0.88

SAOGF vs WMT, COST, TGT: Effective Interest Rate on Debt % Comparison

For the Discount Stores subindustry, Seria Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seria Co Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Seria Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seria Co's Effective Interest Rate on Debt % falls into.


SAOGF
80GF Score
Seria Co Ltd SAOGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seria Co Effective Interest Rate on Debt % Calculation

Seria Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.038/( (9.58+5.482)/ 2 )
=-1  *  -0.038/7.531
=0.50 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.843 + 3.737
=9.58

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.804 + 2.678
=5.482

Seria Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.052/( (6.4+5.482)/ 2 )
=-1  *  -0.052/5.941
=0.88 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.463 + 2.937
=6.4

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.804 + 2.678
=5.482

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.88% mean?
Seria Co (SAOGF) has a Effective Interest Rate on Debt % of 0.88% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seria Co and its competitors.
Is Seria Co's Effective Interest Rate on Debt % too high?
Seria Co's current Effective Interest Rate on Debt % is 0.88%. Overall, Seria Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Seria Co's Effective Interest Rate on Debt % compare to WMT and COST?
Seria Co's Effective Interest Rate on Debt % of 0.88% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seria Co and its competitors. Seria Co's current Effective Interest Rate on Debt % is 0.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seria Co stock overvalued right now?
Seria Co (SAOGF) has a current Effective Interest Rate on Debt % of 0.88%. The stock's GF Value™ is $20.54, compared to a current price of $20.61 — trading 0.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.88%. Seria Co's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seria Co (SAOGF), the current Effective Interest Rate on Debt % is 0.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seria Co (SAOGF) Overvalued in 2026?

Based on GuruFocus' analysis, Seria Co stock appears to be overvalued. The current stock price of $20.61 is trading 0.3% above its estimated GF Value™ of $20.54.

Key valuation signals for SAOGF:

  • Effective Interest Rate on Debt %: 0.88%
  • GF Value™: $20.54 vs. price of $20.61 (0.3% above fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the SAOGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seria Co Business Description

Other Exchanges 2782:Japan
Address 2-38 Sobutsu, Ogaki, Gifu, JPN, 503-0934
Seria Co Ltd is a Japanese discount retailer. The business operates under the "100 yen" price concept. The "100 yen" shop stocks various products, from clothing to stationery, and each item is priced at 100 yen. These shops keep prices down by purchasing goods internationally and in large quantities. The company operates stores, wholesale and franchisees, offering consumer products. The company offers a variety of goods, such as food products, clothes, kitchen and electrical appliances, cosmetics, accessories, health products, cleaning products, outdoor products, and seasonal products. Seria is also commercializing its own private-brand products.
80GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.61
Price
$20.54
GF Value