Saudi Public Transport Co (SAU:4040) Effective Interest Rate on Debt %: 7.26% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4040 Saudi Public Transport Co SAU:4040
68 GF Score
Price ﷼12.07
GF Value ﷼25.11
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Saudi Public Transport Co Effective Interest Rate on Debt %?

Saudi Public Transport Co SAU:4040 +0.67% 68 Effective Interest Rate on Debt % is 7.26% as of Mar. 2026. GuruFocus rates SAU:4040 with a GF Score™ of 68/100 and a GF Value™ of ﷼25.11 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saudi Public Transport Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ﷼95 Mil. Saudi Public Transport Co's average total debt for the quarter that ended in Mar. 2026 was ﷼1,315 Mil. Therefore, Saudi Public Transport Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.26%.


Saudi Public Transport Co  (SAU:4040) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saudi Public Transport Co Effective Interest Rate on Debt % Related Terms


Saudi Public Transport Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saudi Public Transport Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Public Transport Co Effective Interest Rate on Debt % Chart

Saudi Public Transport Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.12 4.22 6.03 8.32 7.48

Saudi Public Transport Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.70 7.34 6.31 7.71 7.26

SAU:4040 vs UNP, CSX, NSC: Effective Interest Rate on Debt % Comparison

For the Railroads subindustry, Saudi Public Transport Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Public Transport Co Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Saudi Public Transport Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saudi Public Transport Co's Effective Interest Rate on Debt % falls into.


SAU:4040
68GF Score
Saudi Public Transport Co SAU:4040
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Public Transport Co Effective Interest Rate on Debt % Calculation

Saudi Public Transport Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -98.769/( (1291.148+1351.18)/ 2 )
=-1  *  -98.769/1321.164
=7.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=673.955 + 617.193
=1291.148

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=521.555 + 829.625
=1351.18

Saudi Public Transport Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -95.4/( (1351.18+1278.364)/ 2 )
=-1  *  -95.4/1314.772
=7.26 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=521.555 + 829.625
=1351.18

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=451.513 + 826.851
=1278.364

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.26% mean?
Saudi Public Transport Co (SAU:4040) has a Effective Interest Rate on Debt % of 7.26% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saudi Public Transport Co and its competitors.
Is Saudi Public Transport Co's Effective Interest Rate on Debt % too high?
Saudi Public Transport Co's current Effective Interest Rate on Debt % is 7.26%. Overall, Saudi Public Transport Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saudi Public Transport Co's Effective Interest Rate on Debt % compare to UNP and CSX?
Saudi Public Transport Co's Effective Interest Rate on Debt % of 7.26% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saudi Public Transport Co and its competitors. Saudi Public Transport Co's current Effective Interest Rate on Debt % is 7.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Public Transport Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Public Transport Co (SAU:4040) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼25.11, compared to a current price of ﷼12.07 — trading 51.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.26%. Saudi Public Transport Co's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saudi Public Transport Co (SAU:4040), the current Effective Interest Rate on Debt % is 7.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Public Transport Co (SAU:4040) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Public Transport Co stock appears to be undervalued. The current stock price of ﷼12.07 is trading 51.9% below its estimated GF Value™ of ﷼25.11. GuruFocus considers Saudi Public Transport Co to be Possible Value Trap.

Key valuation signals for SAU:4040:

  • Effective Interest Rate on Debt %: 7.26%
  • GF Value™: ﷼25.11 vs. price of ﷼12.07 (51.9% below fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the SAU:4040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Public Transport Co Business Description

Address Al-Takhasusi Street, Building No. 7995, P.O. Box 10667, Al-Nakheel neighborhood, Riyadh, SAU, 11443
Saudi Public Transport Co provides transportation services. It offers passenger land transport in both intra- and inter-city routes throughout the Kingdom and beyond. The Group is also involved in transferring non-postal parcels, cargo, school transport, teacher transport, car rentals, and sand and gravel transport. The segments include passenger transport, specialized services, technical shared services, digital mobility solutions, and the concession for the Abdul-Aziz Project for public transport in Riyadh, with the majority of its revenue coming from this concession segment. Business activities operate through Saudi Arabia.
68GF Score

Get the complete analysis for SAU:4040

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.07
Price
﷼25.11
GF Value