Almunajem Foods (SAU:4162) Effective Interest Rate on Debt %: 4.37% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4162 Almunajem Foods SAU:4162
81 GF Score
Price ﷼63.25
GF Value ﷼74.80
Valuation Modestly Undervalued
! 11 Warning Signs
View Full Analysis

What is Almunajem Foods Effective Interest Rate on Debt %?

Almunajem Foods SAU:4162 +0.64% 81 Effective Interest Rate on Debt % is 4.37% as of Jun. 2026. GuruFocus rates SAU:4162 with a GF Score™ of 81/100 and a GF Value™ of ﷼74.80 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Almunajem Foods's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ﷼21 Mil. Almunajem Foods's average total debt for the quarter that ended in Jun. 2026 was ﷼473 Mil. Therefore, Almunajem Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.37%.


Almunajem Foods  (SAU:4162) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Almunajem Foods Effective Interest Rate on Debt % Related Terms


Almunajem Foods Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Almunajem Foods's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Almunajem Foods Effective Interest Rate on Debt % Chart

Almunajem Foods Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.31 5.91 14.80 10.97 7.14

Almunajem Foods Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.18 6.60 7.54 4.95 4.37

SAU:4162 vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Almunajem Foods's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Almunajem Foods Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Almunajem Foods's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Almunajem Foods's Effective Interest Rate on Debt % falls into.


SAU:4162
81GF Score
Almunajem Foods SAU:4162
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Almunajem Foods Effective Interest Rate on Debt % Calculation

Almunajem Foods's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -21.925/( (191.197+423.082)/ 2 )
=-1  *  -21.925/307.1395
=7.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=86.979 + 104.218
=191.197

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=83.346 + 339.736
=423.082

Almunajem Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -20.672/( (425.912+519.381)/ 2 )
=-1  *  -20.672/472.6465
=4.37 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=109.007 + 316.905
=425.912

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=172.227 + 347.154
=519.381

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.37% mean?
Almunajem Foods (SAU:4162) has a Effective Interest Rate on Debt % of 4.37% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Almunajem Foods and its competitors.
Is Almunajem Foods' Effective Interest Rate on Debt % too high?
Almunajem Foods' current Effective Interest Rate on Debt % is 4.37%. Overall, Almunajem Foods has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Almunajem Foods' Effective Interest Rate on Debt % compare to SYY and USFD?
Almunajem Foods' Effective Interest Rate on Debt % of 4.37% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Almunajem Foods and its competitors. Almunajem Foods's current Effective Interest Rate on Debt % is 4.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Almunajem Foods stock overvalued right now?
Based on GuruFocus' analysis, Almunajem Foods (SAU:4162) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼74.80, compared to a current price of ﷼63.25 — trading 15.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.37%. Almunajem Foods' overall GF Score™ is 81/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Almunajem Foods (SAU:4162), the current Effective Interest Rate on Debt % is 4.37% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Almunajem Foods (SAU:4162) Overvalued in 2026?

Based on GuruFocus' analysis, Almunajem Foods stock appears to be undervalued. The current stock price of ﷼63.25 is trading 15.4% below its estimated GF Value™ of ﷼74.80. GuruFocus considers Almunajem Foods to be Modestly Undervalued.

Key valuation signals for SAU:4162:

  • Effective Interest Rate on Debt %: 4.37%
  • GF Value™: ﷼74.80 vs. price of ﷼63.25 (15.4% below fair value)
  • GF Score™: 81/100 with 11 warning signs

No single metric tells the full story. See the SAU:4162 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Almunajem Foods Business Description

Address P O Box 1544, North Mathar, Riyadh, SAU, 11441
Almunajem Foods is a food company engaged in the wholesale and retail trading of fruits, vegetables, cold and frozen poultry and meat, and caned, food products. Asmak, Coopoliva (Agro Sevilla), Dari, Doux, Fletcher, Lamb Weston, Marietta, Montana and others are some of the brands of the company. The Group operates in three regions in the Kingdom of Saudi Arabia, which are its reportable segments: Central region, Eastern and Northern regions, and Western and Southern regions.
81GF Score

Get the complete analysis for SAU:4162

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼63.25
Price
﷼74.80
GF Value