Pan Gulf Marketing Co (SAU:9593) Effective Interest Rate on Debt %: -3.32% (As of Dec. 2025)

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SAU:9593 Pan Gulf Marketing Co SAU:9593
12 GF Score
Price ﷼21.79
! 5 Warning Signs
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What is Pan Gulf Marketing Co Effective Interest Rate on Debt %?

Pan Gulf Marketing Co SAU:9593 12 Effective Interest Rate on Debt % is -3.32% as of Dec. 2025. GuruFocus rates SAU:9593 with a GF Score™ of 12/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pan Gulf Marketing Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ﷼-4.9 Mil. Pan Gulf Marketing Co's average total debt for the quarter that ended in Dec. 2025 was ﷼148.7 Mil. Therefore, Pan Gulf Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -3.32%.


Pan Gulf Marketing Co  (SAU:9593) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pan Gulf Marketing Co Effective Interest Rate on Debt % Related Terms


Pan Gulf Marketing Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pan Gulf Marketing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pan Gulf Marketing Co Effective Interest Rate on Debt % Chart

Pan Gulf Marketing Co Annual Data
Trend Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.89 1.28 1.96

Pan Gulf Marketing Co Semi-Annual Data
Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial -6.21 8.20 -6.69 7.35 -3.32

SAU:9593 vs CASY, WSM, ULTA: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Pan Gulf Marketing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pan Gulf Marketing Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Pan Gulf Marketing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pan Gulf Marketing Co's Effective Interest Rate on Debt % falls into.


SAU:9593
12GF Score
Pan Gulf Marketing Co SAU:9593
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pan Gulf Marketing Co Effective Interest Rate on Debt % Calculation

Pan Gulf Marketing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.718/( (130.976+145.975)/ 2 )
=-1  *  -2.718/138.4755
=1.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.364 + 121.612
=130.976

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.493 + 127.482
=145.975

Pan Gulf Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  4.936/( (151.366+145.975)/ 2 )
=-1  *  4.936/148.6705
=-3.32 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.748 + 139.618
=151.366

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.493 + 127.482
=145.975

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -3.32% mean?
Pan Gulf Marketing Co (SAU:9593) has a Effective Interest Rate on Debt % of -3.32% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pan Gulf Marketing Co and its competitors.
Is Pan Gulf Marketing Co's Effective Interest Rate on Debt % too high?
Pan Gulf Marketing Co's current Effective Interest Rate on Debt % is -3.32%. Overall, Pan Gulf Marketing Co has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Pan Gulf Marketing Co's Effective Interest Rate on Debt % compare to CASY and WSM?
Pan Gulf Marketing Co's Effective Interest Rate on Debt % of -3.32% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pan Gulf Marketing Co and its competitors. Pan Gulf Marketing Co's current Effective Interest Rate on Debt % is -3.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Gulf Marketing Co stock overvalued right now?
Pan Gulf Marketing Co (SAU:9593) has a current Effective Interest Rate on Debt % of -3.32%. The current Effective Interest Rate on Debt % is -3.32%. Pan Gulf Marketing Co's overall GF Score™ is 12/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pan Gulf Marketing Co (SAU:9593), the current Effective Interest Rate on Debt % is -3.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pan Gulf Marketing Co Business Description

Address Al-Ahsa Street, PO Box 5490, Al-Malaz District, Riyadh, SAU, 14273
Pan Gulf Marketing Co is engaged in purchasing, marketing, importing, and exporting stationery and office supplies. Its product categories include Writing Instruments, Stationery & Office, DP & Paper Products, Art & Craft, DIY, Luggage & Travel Gear, Shaving Products, Camping & Outdoor, Household Cleaning, Electronics, Household Cookware, and Hygiene. The company has a single operating segment, which involves the import, export, and wholesale and retail trade of office and school equipment, materials, furniture, and supplies. It has four geographical segments: Saudi Arabia, the United Arab Emirates, Kuwait, and other segments.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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